Coastal Financial (NASDAQ:CCB) Downgraded by Zacks Research to Strong Sell
Zacks Research has downgraded Coastal Financial (NASDAQ:CCB) from a "hold" to a "strong sell" rating. This downgrade follows other research firms' recent analyses, with Coastal Financial currently holding a "Moderate Buy" consensus rating and an average target price of $128.00 from MarketBeat.com. The company recently missed earnings estimates for the last quarter, reporting $0.82 EPS against a consensus of $1.16, and has seen significant insider selling.
Coastal Financial (NASDAQ:CCB) Exceeds Q4 CY2025 Expectations
Coastal Financial (NASDAQ:CCB) reported Q4 CY2025 results, exceeding revenue expectations with a 23.3% year-on-year increase to $138 million. However, its non-GAAP profit of $0.82 per share was below analyst estimates. Despite some misses in net interest income and EPS, the company showcased strong loan and deposit growth, and its Banking-as-a-Service (BaaS) segment continued to expand, contributing to a robust 47.4% compounded annual revenue growth over the last five years.
Coastal Financial CEO Share Sale Spurs Fresh Look At Growth Versus Risks
Coastal Financial's CEO recently sold 12,402 shares under a pre-planned rule 10b5-1, reducing his direct stake by about 7%. This sale occurred shortly after the company reported Q4 2025 results showing higher net interest income but lower net income and EPS year-over-year. Investors are re-evaluating the company's growth prospects against this insider activity and recent stock price declines, despite analysts noting the stock's good value and consistent revenue growth.
Edwards (Coastal Financial) sells $144,742 in CCB stock
Coastal Financial (CCB) Chief Financial Officer Joel G. Edwards sold 1,300 shares of company stock for $144,742 on January 26, 2026, to cover withholding taxes related to vesting restricted stock units. Despite a recent price decline, analysts maintain a "Strong Buy" recommendation for CCB, with price targets ranging from $125 to $155, and TD Cowen recently raised its price target to $155, citing an inflection point in the company's EPS growth trajectory. The company is set to report earnings in five days.
Coastal Financial Corporation (CCB) Q4 Earnings and Revenues Lag Estimates
Coastal Financial Corporation (CCB) reported Q4 earnings of $0.82 per share, missing the Zacks Consensus Estimate of $1.16, and revenues of $138.03 million, falling short of the $160.67 million consensus. This marks an earnings surprise of -29.00% and a revenue miss of 14.06%. The company's stock has underperformed the S&P 500 year-to-date, and Coastal Financial currently holds a Zacks Rank #4 (Sell) due to unfavorable estimate revisions.
Coastal Financial Corporation Announces Fourth Quarter 2025 Results
Coastal Financial Corporation (Nasdaq: CCB) reported net income of $12.6 million, or $0.82 per diluted common share, for the fourth quarter ended December 31, 2025. The company saw a 1.2% increase in loans receivable and a 4.3% increase in deposits, with its Banking as a Service (BaaS) segment, CCBX, continuing to expand product offerings and onboard new partners. The financial highlights indicate stability in key performance ratios despite some decreases in noninterest income and increases in noninterest expense due to employee restructuring costs and investments in technology.
Coastal Financial Corporation Announces Fourth Quarter 2025 Results
Coastal Financial Corporation reported unaudited financial results for the fourth quarter ended December 31, 2025, with net income of $12.6 million, or $0.82 per diluted common share. This compares to $13.6 million in the previous quarter and $13.4 million for the same period in 2024. The company highlighted growth in loans receivable and deposits, strategic expansion of its BaaS segment (CCBX) through new partnerships and product offerings, and continued progress in deploying artificial intelligence across the organization.
Coastal Financial Corporation (CCB) Q4 Earnings and Revenues Lag Estimates
Coastal Financial Corporation (CCB) reported Q4 earnings of $0.82 per share, missing the Zacks Consensus Estimate of $1.16, and revenues of $138.03 million, which also fell short of expectations. The company's shares have declined by 11.9% since the beginning of the year, and it currently holds a Zacks Rank #4 (Sell) due to unfavorable estimate revisions. Investors are advised to monitor management's commentary on the earnings call and future estimate revisions.
Coastal Financial (NASDAQ:CCB) CFO Joel Edwards Sells 1,300 Shares
Coastal Financial (NASDAQ:CCB) CFO Joel Edwards recently sold 1,300 shares of the company's stock for a total of $144,742, decreasing his stake by over 10%. Following this transaction, shares fell by 3.5% to $100.95. Despite the sale and a slight earnings miss, analysts maintain a "Buy" rating for Coastal Financial with a consensus target price of $125.17.
Edwards (Coastal Financial) sells $144,742 in CCB stock
Coastal Financial Corp's CFO, Joel G. Edwards, sold 1,300 shares of CCB stock for $144,742 to cover withholding taxes on January 26, 2026. The stock has since fallen by 9.3%, and the company is set to report earnings in five days. Despite this, analysts maintain a "Strong Buy" recommendation with price targets suggesting potential upside.
Coastal Financial CEO Sprink sells $1.4m in shares By Investing.com
Coastal Financial Corp CEO Eric M. Sprink recently sold 12,402 shares of the company stock for a total of $1.42 million. These transactions, executed under a 10b5-1 trading plan, occurred as the stock trades near its 52-week high, having delivered a 39.8% return over the past year. Despite appearing overvalued with a P/E ratio of 35.8, analysts rate the stock as a "Strong Buy" with price targets significantly above its current trading price.
Coastal Financial CEO Sprink sells $1.4m in shares
Coastal Financial Corp (NASDAQ:CCB) CEO Eric M. Sprink sold 12,402 shares of company stock across two transactions on January 21 and 22, 2026, totaling $1,424,143. These sales occurred as CCB shares traded near their 52-week high, having delivered a 39.8% return over the past year. Despite the stock appearing overvalued with a P/E ratio of 35.8, analysts rate it as a "Strong Buy" with price targets up to $155, and TD Cowen recently raised its price target to $155.
Eric Sprink Sells 4,000 Shares of Coastal Financial (NASDAQ:CCB) Stock
Coastal Financial CEO Eric Sprink sold 4,000 shares of the company's stock for over $464,000, reducing his position by 2.45%. Despite the company missing quarterly EPS and revenue estimates, analysts maintain a "Buy" rating with an average target price of $125.17. The stock is currently trading near its 12-month high and above its 200-day moving average.
Coastal Financial CEO Sprink sells $1.4m in shares
Coastal Financial Corp (NASDAQ:CCB) CEO Eric M. Sprink sold 12,402 shares of company stock for a total of $1,424,143. These transactions occurred as CCB shares traded near their 52-week high, with the company’s stock returning 39.8% over the past year. Despite appearing overvalued with a P/E ratio of 35.8, analysts rate the stock as a "Strong Buy" with price targets up to $155, and TD Cowen recently raised its price target to $155.
Coastal Financial (CCB) Expected to Announce Quarterly Earnings on Tuesday
Coastal Financial (CCB) is scheduled to announce its Q4 2025 earnings before market open on Tuesday, January 27th. Analysts anticipate an EPS of $1.19 and revenue of $140.805 million, following a miss on both metrics last quarter. The company holds an average "Buy" rating from analysts with an average target price of $125.17, although insiders have been net sellers in recent months.
Coastal Financial CEO Sprink sells $841k in stock
Coastal Financial CEO Eric M. Sprink sold 7,356 shares of common stock on January 15 and 16, 2026, totaling $841,249, under a pre-arranged trading plan. Despite the regional bank's shares surging 34% in the past year, InvestingPro indicates they are overvalued with a high P/E ratio, while analysts maintain a "Strong Buy" consensus. TD Cowen also recently raised its price target for the stock to $155.
Coastal Financial CEO Sprink sells $841k in stock By Investing.com
Coastal Financial CEO Eric M. Sprink sold 7,356 shares of common stock for a total of $841,249 across two transactions on January 15 and 16, 2026. The sales were conducted under a pre-arranged Rule 10b5-1 trading plan. Despite the stock trading at a high P/E ratio, analysts maintain a "Strong Buy" consensus, and TD Cowen recently raised its price target for the company.
Coastal Financial CEO Sprink sells $841k in stock By Investing.com
Coastal Financial CEO Eric M. Sprink sold 7,356 shares of common stock for a total of $841,249 across two transactions on January 15 and 16, 2026. Despite a 34% share surge over the past year, InvestingPro analysis suggests the stock is overvalued, trading at a high P/E ratio. TD Cowen has raised its price target for Coastal Financial to $155, maintaining a Buy rating based on anticipated EPS growth.
Eric Sprink Sells 4,356 Shares of Coastal Financial (NASDAQ:CCB) Stock
Coastal Financial (NASDAQ:CCB) CEO Eric Sprink sold 4,356 shares of the company's stock on January 15th for a total of $498,805.56, reducing his stake by 2.44% to 174,528 shares. The stock traded down 0.6% to $113.04 on below-average volume. Despite missing quarterly EPS and revenue estimates, analysts maintain a "Buy" consensus with an average target price of $125.17, with some even increasing targets to $155.
Coastal Financial (NASDAQ:CCB) CEO Sells $342,450.00 in Stock
Coastal Financial (NASDAQ:CCB) CEO Eric Sprink sold 3,000 shares of company stock for a total of $342,450 on January 16, 2026, reducing his stake by 1.72%. Despite this, analysts maintain a "Buy" rating with an average target price of $125.17, while the stock traded down 0.6% after the sale. The company recently missed quarterly EPS and revenue estimates but holds positive long-term analyst sentiment.
Coastal Financial CEO Sprink sells $841k in stock
Coastal Financial CEO Eric M. Sprink sold 7,356 shares of common stock for approximately $841,249 on January 15 and 16, 2026, under a pre-arranged trading plan. Despite the stock's 34% surge over the past year, InvestingPro analysis suggests it may be overvalued due to a high P/E ratio relative to near-term earnings growth. Analysts, however, maintain a Strong Buy consensus, and TD Cowen recently raised its price target to $155, citing a "J-Curve" in the company's EPS growth trajectory.
Coastal Financial Corp CEO Eric M. Sprink Sells Shares
Coastal Financial Corp CEO and Director, Eric M. Sprink, sold 7,356 shares of common stock on January 15 and 16, 2026, totaling $841,249. These sales were executed under a Rule 10b5-1 trading plan. Following the transactions, Sprink retains direct ownership of 171,528 shares and indirect ownership of 2,085 shares.
Coastal Financial buys ‘climate-friendly’ fintech GreenFi
Coastal Financial Corp. has acquired the GreenFi brand of "climate-friendly consumer financial services" for an undisclosed sum, deepening its partnership with the fintech. Although Mission Financial Partners will continue to operate and market GreenFi, Coastal Financial will assume responsibility for its governance and brand stewardship. This acquisition is seen by analysts as a strategic move to potentially gain economic synergies and a step up for Coastal's banking-as-a-service platform, despite introducing potential conflicts of interest with other fintech partners.
Coastal Financial (NASDAQ:CCB) CEO Sells $475,520.00 in Stock
Coastal Financial (NASDAQ:CCB) CEO Eric Sprink sold 4,000 shares of the company's stock on January 9th for a total of $475,520, reducing his position by 2.19%. The company recently traded near $110.39 with a market cap of $1.67 billion and a P/E of 34.93, having reported quarterly EPS of $0.88 and revenue of $52.89 million, missing analyst expectations. Analysts maintain a consensus "Buy" rating with an average price target of $125.17.
Coastal Financial CEO Sprink sells $475k in stock By Investing.com
Coastal Financial Corp CEO Eric M. Sprink sold 4,000 shares of company stock for approximately $475,502 on January 9, 2026, through a pre-arranged trading plan. Following these transactions, Sprink directly owns 178,884 shares and has various indirect holdings. Separately, TD Cowen increased its price target for Coastal Financial from $140 to $155, maintaining a Buy rating due to the company's "J-Curve" pattern in EPS growth.
Coastal Financial CEO Sprink sells $475k in stock
Coastal Financial Corp CEO Eric M. Sprink sold 4,000 shares of company stock for approximately $475,502 through a pre-arranged trading plan. Despite this sale, Sprink retains a significant direct and indirect ownership in the company. Separately, TD Cowen raised its price target for Coastal Financial to $155, maintaining a Buy rating based on the company's EPS growth trajectory.
GreenFi, a climate-friendly banking brand, just got a new owner
Coastal Financial Corporation (Nasdaq: CCB) has acquired the GreenFi brand of climate-friendly consumer financial services from Mission Financial Partners on January 9, 2026. While Coastal Financial will assume ownership, governance, and long-term stewardship of the brand, Mission Financial Partners will continue to operate and market the GreenFi program and offer sustainable investment access. The acquisition is intended to provide Coastal Financial with direct control over the brand's strategic direction while maintaining operational continuity for customers, who will experience no changes to their accounts or services.
Coastal Financial Corporation Acquires GreenFi Brand from Mission Financial Partners to Enhance Climate-Friendly Financial Services
Coastal Financial Corporation has acquired the GreenFi brand from Mission Financial Partners to strengthen its climate-friendly financial services offerings. Coastal will gain full control over the brand's strategic direction, while Mission Financial Partners will continue to manage the program's operations and marketing through its existing technology platform, ensuring continuity for customers. The acquisition aims to meet increasing consumer demand for sustainable financial products and reinforces Coastal's position as a banking partner for fintech companies, with no immediate changes for GreenFi customers.
Coastal Financial (CCB) CEO Eric Sprink sells $1.28 million in stock By Investing.com
Coastal Financial Corp (CCB) CEO Eric Sprink sold 11,000 shares of company stock across two transactions on January 6 and 7, 2026, totaling approximately $1.28 million. The shares were sold under a pre-arranged Rule 10b5-1 trading plan, and following these sales, Mr. Sprink directly owns 182,884 shares. The company is set to report earnings on February 3, 2026, and analysts at TD Cowen recently raised their price target for CCB to $155, maintaining a Buy rating.
Coastal Financial (CCB) CEO Eric Sprink sells $1.28 million in stock
Coastal Financial Corp (CCB) CEO Eric Sprink sold 11,000 shares of company stock in early January 2026, totaling approximately $1.28 million. The sales, executed under a pre-arranged trading plan, occurred when the stock was trading near its 52-week high. Following these transactions, Sprink still directly owns 182,884 shares, and the company is set to report earnings on February 3, 2026.
Coastal Financial Corp CEO Eric M. Sprink Sells Shares
Eric M. Sprink, CEO of Coastal Financial Corp (CCB), sold a total of 17,127 shares of the company's common stock in early January 2026. The sales, executed under a Rule 10b5-1 trading plan, amounted to $1,958,494. Following these transactions, Sprink retains direct and indirect ownership of 193,884 and 2,085 shares, respectively.
Coastal Financial (CCB): 3 Reasons We Love This Stock
Coastal Financial (CCB) has demonstrated strong financial performance, with its stock gaining 15.4% over the last six months, outperforming the S&P 500. The company excels in net interest income growth, boasts an elite net interest margin, and shows outstanding long-term EPS growth. These factors highlight Coastal Financial as a high-quality business with significant growth opportunities.
Coastal Financial CEO Sprink sells $1.96 million in stock By Investing.com
Coastal Financial Corp (NASDAQ:CCB) CEO Eric M. Sprink sold 17,127 shares of common stock in two transactions on January 2 and January 5, 2026, totaling approximately $1.96 million. Following these sales executed under a Rule 10b5-1 trading plan, Sprink directly owns 193,884 shares and indirectly owns additional shares through family. Separately, TD Cowen raised its price target for Coastal Financial to $155, maintaining a Buy rating, citing the company's "J-Curve" EPS growth trajectory.
Coastal Financial CEO Sprink sells $1.96 million in stock
Coastal Financial Corp CEO Eric M. Sprink sold 17,127 shares of common stock in two transactions, totaling approximately $1.96 million, through a pre-arranged trading plan. Following these sales, Sprink directly owns 193,884 shares and indirectly owns additional shares through family members. This news comes as TD Cowen recently raised its price target for Coastal Financial to $155, maintaining a Buy rating.
Coastal Financial Corporation (NASDAQ:CCB) Receives Average Rating of "Buy" from Brokerages
Coastal Financial Corporation (NASDAQ:CCB) has received a consensus "Buy" rating from eight research firms, with an average 12-month target price of $125.17. While the company recently missed earnings per share estimates, its stock is trading near its 52-week high, and institutional investors hold a significant stake. Insider selling has occurred, but analysts remain largely optimistic about the stock.
Q3 Earnings Outperformers: Coastal Financial (NASDAQ:CCB) And The Rest Of The Regional Banks Stocks
This article reviews the Q3 performance of regional banks, highlighting Coastal Financial (NASDAQ:CCB) and other notable performers. It discusses the financial results of Coastal Financial, Customers Bancorp (NYSE:CUBI) as the best performer, and The Bancorp (NASDAQ:TBBK) as the weakest. The piece also provides a brief market update, touching on inflation, interest rates, and the political landscape's impact on the stock market.
Coastal Financial CEO Sprink sells $1.96 million in stock
Coastal Financial Corp (NASDAQ:CCB) CEO Eric M. Sprink sold 17,127 shares across two transactions on January 2 and January 5, 2026, totaling approximately $1.96 million under a pre-arranged Rule 10b5-1 trading plan. Following these sales, Sprink directly owns 193,884 shares and indirectly holds additional shares through family members. This news comes as TD Cowen recently raised its price target for Coastal Financial to $155, maintaining a Buy rating on the stock, citing the company's strong earnings per share growth trajectory.
How Renewed Institutional Interest In Coastal Financial’s Earnings Outlook At Coastal Financial (CCB) Has Changed Its Investment Story
Coastal Financial (CCB) has seen renewed investor interest due to robust earnings growth forecasts attracting institutional investors. While this confidence reinforces market belief in its community banking model and earnings potential, the company must prove it can translate revenue growth into durable profitability without eroding margins. A premium valuation and recent insider selling suggest that high expectations are already priced in, and any misstep could significantly impact its value despite a potential undervaluation by 14%.
Coastal Financial Corp stock hits all-time high at 119.85 USD
Coastal Financial Corp (CCB) stock has reached a new all-time high of $119.85, reflecting robust performance with a 44.76% total return over the past year. Despite a "GREAT" financial health score, its high P/E ratio suggests it may be trading above its Fair Value. The company's 26.18% revenue growth and recent positive analyst revisions highlight investor confidence and strategic growth initiatives.
How Renewed Institutional Interest In Coastal Financial’s Earnings Outlook At Coastal Financial (CCB) Has Changed Its Investment Story
Renewed institutional investor interest in Coastal Financial (CCB) has emerged due to robust earnings growth forecasts, reinforcing market confidence in their community banking model. Despite a recent share price bump and optimism, the company faces elevated expectations due to a premium valuation and recent insider selling. Investors are encouraged to assess the company's ability to maintain profitability, execute leadership transitions, and consider various fair value estimates.
Why Coastal Financial (CCB) Stock Is Up Today
Coastal Financial (NASDAQ:CCB) shares rose 3.9% due to robust earnings growth forecasts and strong institutional confidence in its banking operations. Despite initial volatility, the stock has shown a sustained upward trend, also benefiting recently from hopes of an interest rate cut. Coastal Financial's stock is up 37.4% year-to-date and trading near its 52-week high.
Is Coastal Financial Corporation (CCB) an Attractive Investment?
Riverwater Partners Micro Opportunities Strategy maintained an overweight position in Coastal Financial Corporation (NASDAQ:CCB) within its Q3 2025 portfolio, citing attractive risk-reward dynamics in community banks. While trimming some positions to harvest gains, the firm believes CCB, a bank holding company for Coastal Community Bank, remains a top holding. Despite this, they suggest certain AI stocks offer greater upside potential.
Coastal Financial (CCB): Revisiting Valuation After TD Cowen Signals a Post-Investment Growth Phase
A TD Cowen analyst indicates Coastal Financial (CCB) has completed a heavy investment phase and is poised for faster, partner-driven growth. While traditional valuation metrics suggest CCB is richly priced with a 36.2x P/E ratio, Simply Wall St's DCF model estimates the stock to be undervalued by approximately 15.7%, suggesting a fair value around $135.35. Investors are encouraged to consider both valuation approaches and the potential risks associated with rising competition in the Banking as a Service sector.
How Insider Moves and Cost Cuts Will Shape Coastal Financial’s (CCB) Investment Narrative
Coastal Financial has recently seen insider share sales by a director and the resignation of its Chief Risk Officer, alongside management's assertion that a period of high spending is concluding. These developments suggest a potential for improved operating leverage if revenue growth continues, despite the current full valuation multiples and the ongoing need to monitor credit costs and net charge-offs. The company's investment narrative is shifting towards a focus on cost efficiency and sustainable profits from its tech-forward banking model.
Insider Selling: Coastal Financial (NASDAQ:CCB) Director Sells 3,000 Shares of Stock
Coastal Financial (NASDAQ:CCB) Director Steven Hovde sold 3,000 shares of the company's stock on December 10th for a total value of $351,750, reducing his ownership by 20.69%. The company recently reported a Q3 EPS miss of $0.01 and lower-than-expected revenue. Despite this, analysts largely maintain a "Buy" rating with a consensus price target of $125.17.
Coastal Financial Corp stock hits all-time high at 119.3 USD
Coastal Financial Corp's stock has reached an all-time high of $119.3 USD, reflecting strong investor confidence and a 54.13% increase over the past year. The company boasts a "GREAT" financial health score, with a market capitalization of $1.74 billion, diluted EPS of $3.17, and revenue of $343.67 million. Despite four analysts revising earnings estimates downwards, TD Cowen raised its price target to $155, maintaining a Buy rating.
Have Insiders Sold Coastal Financial Shares Recently?
Coastal Financial Corporation (NASDAQ:CCB) recently saw its Vice Chairman, Steven Hovde, sell shares worth US$635k, though this reduced his holding by only 0.3%. While there have been no insider purchases in the last year, insider ownership remains substantial at 14% of the company. The article notes growing earnings but suggests that the insider selling activity does not instill confidence, recommending further risk assessment for potential investors.
Coastal Financial Corp stock hits all-time high at 119.3 USD
Coastal Financial Corp (CCB) stock reached an all-time high of 119.3 USD, reflecting strong investor confidence and robust financial performance with a 54.13% increase over the past year. Despite its impressive financial health and profitability, the stock's current P/E and PEG ratios suggest it might be trading above its Fair Value, and four analysts have revised earnings downwards. Recently, TD Cowen raised its price target for CCB to $155 with a "Buy" rating, while the company also saw a key executive departure.
Coastal Financial Corporation (NASDAQ:CCB) Given Consensus Rating of "Buy" by Brokerages
Eight brokerages maintain a consensus "Buy" rating for Coastal Financial Corporation (NASDAQ:CCB) with an average 12-month price target of $125.17, despite the company missing Q3 earnings estimates with EPS of $0.88 against an estimated $0.89. The company's stock, currently trading at $114.69, has seen significant insider selling amounting to approximately $7.85 million over the past 90 days, though insiders still own 14.10% of the stock.
Coastal Financial Corp stock hits all-time high at 119.3 USD
Coastal Financial Corp's stock has reached an all-time high of $119.30, marking a significant milestone for the company with a 54.13% increase over the past year. Despite its strong financial health and revenue growth, analysts have revised earnings projections downwards, and the stock's current P/E and PEG ratios suggest it might be trading above its fair value. TD Cowen has raised its price target to $155 with a "Buy" rating, while the company also saw a notable personnel change with the Chief Risk Officer's resignation.
