Coastal Financial (DB:1VD) - Stock Analysis
This report provides a stock analysis for Coastal Financial Corporation (DB:1VD), highlighting that the stock is trading 54.2% below its estimated fair value with earnings projected to grow by 45.5% per year. It covers company overview, valuation, growth, performance, financial health, dividend, management, and ownership, alongside recent news focusing on charge-offs, executive appointments, and insider transactions.
Coastal Financial Corp stock hits 52-week low at 70.64 USD By Investing.com
Coastal Financial Corp's (CCB) stock has fallen to a 52-week low of $70.64, nearing its previous low of $70.72. The stock has seen significant declines over the past year, six months, and year-to-date, reflecting market challenges. Despite this, analysts have set higher price targets, and the company is pursuing strategic moves like acquiring banking-as-a-service programs and expanding its board.
Franklin BSP Realty Trust and Coastal Financial Stocks Trade Down, What You Need To Know
Franklin BSP Realty Trust (NYSE:FBRT) and Coastal Financial (NASDAQ:CCB) stocks saw declines after the Federal Reserve signaled that interest rate cuts were unlikely for 2026, leading to increased Treasury yields. Major banks like Goldman Sachs and Bank of America revised their rate cut forecasts to December 2026 due to stronger-than-expected jobs and inflation data. The market's reaction suggests a potentially prolonged period of higher interest rates, impacting financial institutions.
Coastal Financial director Lane Thomas D sells $21,780 in stock
Coastal Financial director Lane Thomas D sold 300 shares of the company's common stock for $21,780 on May 8, 2026, at $72.60 per share. This transaction occurred as the stock trades near its 52-week low, having declined 37% year-to-date. Separately, Coastal Financial's subsidiary, Coastal Community Bank, is exploring the acquisition of assets and deposits from Evolve Bank & Trust's banking-as-a-service programs and has appointed Jeffrey M. Chapman to its board of directors.
Coastal Financial (CCB) director reports 300-share open-market stock sale
Coastal Financial (CCB) director Lane Thomas D reported an open-market sale of 300 shares of common stock at $72.60 per share. The transaction was from an indirect account, "Child (2)," which now holds zero shares. Thomas D still maintains significant direct and indirect holdings, including 83,832 direct shares and 54,280 shares in blind trust accounts.
COASTAL FINANCIAL CORP 1Q 2026: Revenue $177.8M, EPS $0.78— 10-Q Summary
COASTAL FINANCIAL CORP (CCB) reported strong first-quarter 2026 results, with revenue reaching $177.8 million and diluted EPS of $0.78, a significant increase from the previous year. The growth was primarily driven by higher interest income and the expansion of its BaaS program, which now accounts for 49.6% of its loan portfolio. The company also made substantial investments in operational capabilities and adjusted credit risk management to improve portfolio performance.
Is Coastal Financial (CCB) Quietly Redefining Its Fintech Identity With Expanded BaaS And Evolve Talks?
Coastal Financial (CCB) is expanding its Banking-as-a-Service (BaaS) operations and is exploring the acquisition of BaaS programs from Evolve Bank & Trust. This move is significant for Coastal Financial's investment narrative, emphasizing its focus as a tech-oriented bank. While the expansion could be a catalyst for growth, it also introduces increased integration and credit quality risks, especially given the company's elevated net charge-offs.
Coastal Financial (NASDAQ:CCB) Rating Lowered to Strong Sell at Zacks Research
Zacks Research has downgraded Coastal Financial (NASDAQ:CCB) to a "strong sell" from a "hold", following similar downgrades from other financial firms like Wall Street Zen and Weiss Ratings. This comes after Coastal Financial missed its quarterly earnings and revenue estimates significantly. Despite these downgrades, the Street's consensus remains a "Moderate Buy" with a $122.60 price target, while the stock currently trades around $74.95.
TowneBank and Coastal Financial Stocks Trade Down, What You Need To Know
TowneBank (NASDAQ:TOWN) and Coastal Financial (NASDAQ:CCB) stocks dropped following a renewed U.S.-Iran conflict, which caused oil prices and Treasury yields to rise, sparking stagflation fears. Bank earnings are sensitive to such macro changes, as increased funding costs and credit deterioration can negatively impact the sector. For Coastal Financial, this move negated some previous gains from a temporary de-escalation in the conflict and the stock is down 35% year-to-date.
Tax withholding reduces Coastal Financial (NASDAQ: CCB) CRO share position
Coastal Financial's Chief Risk Officer, Elizabeth Ann Sarvela, had 68 shares of common stock withheld for tax purposes due to the partial vesting of restricted stock units. This transaction occurred at $75.80 per share, covering withholding taxes. Following this, Sarvela directly holds 3,293 shares, which include 2,168 unvested time-based restricted stock units from the company's 2018 Omnibus Incentive Plan.
TowneBank and Coastal Financial Stocks Trade Down, What You Need To Know
TowneBank and Coastal Financial stocks recently experienced declines due to renewed fears of stagflation stemming from a flare-up in the U.S.-Iran conflict, which drove oil prices and Treasury yields higher. Concerns about increased funding costs for banks, pressure on loan portfolios, and credit deterioration impacted the regional banking sector. Despite the downturn, the article suggests that significant price drops can create buying opportunities for high-quality stocks like Coastal Financial, whose shares have been volatile but previously rallied on news of a temporary de-escalation in the conflict.
Coastal Financial (CCB) insider sale under 10b5-1 plan with tax withholding
Coastal Financial Corp. director and CCBX president Brian T. Hamilton sold 3,079 shares of common stock at $75.4378 per share under a pre-arranged Rule 10b5-1 trading plan. Additionally, 230 shares were disposed of to cover tax withholding upon the partial vesting of restricted stock units (RSUs). After these transactions, Hamilton directly holds 74,571 shares of common stock, along with various unvested RSU awards.
Coastal financial president Brian Hamilton sells $232k in stock
Brian T. Hamilton, President of CCBX, a subsidiary of Coastal Financial Corp, sold 3,309 shares of the company's common stock for approximately $249,622. This sale, conducted under a Rule 10b5-1 trading plan, included 3,079 shares valued at $232,272 and an additional 230 shares to cover tax withholding. The transactions occurred while Coastal Financial's stock has declined 28% over the past six months and is considered overvalued by InvestingPro.
Brian Hamilton (CCB) files Form 144 disclosing Common Stock sales
Brian Hamilton of CCB has filed a Form 144, signaling proposed and recently completed sales of Common Stock obtained through equity compensation. The filing details multiple restricted-stock grants from 2024 and 2025, alongside five distinct sales transactions executed in early 2026. These disclosures provide transparency regarding insider stock activity related to previously granted equity awards.
Evolve Bank & Trust in Talks to Offload Select Fintech Partnerships
Evolve Bank & Trust is in discussions to offload some of its banking-as-a-service deposits and assets to Coastal Financial Corp. This move is part of Evolve's two-year strategy to reduce risk in its portfolio, following regulatory action and litigation related to its fintech partnerships and compliance failures. Evolve emphasized that it remains committed to open banking and is only considering a deal for specific programs, requiring agreement from all involved parties.
Evolve Bank & Trust in Talks to Offload Select Fintech Partnerships
Evolve Bank & Trust is in discussions to sell some of its banking-as-a-service deposits and assets to Coastal Financial Corp., a move the bank states is part of a two-year de-risking strategy for its fintech partnerships. This comes after Evolve faced regulatory action in 2024 and litigation related to the collapse of fintech partner Synapse. The deal, which is non-binding, would involve Coastal Community Bank potentially acquiring programs from up to 10 of Evolve's fintech clients, including Step, the youth finance platform.
Coastal Financial (NASDAQ:CCB) Price Target Lowered to $95.00 at Keefe, Bruyette & Woods
Keefe, Bruyette & Woods has reduced its price target for Coastal Financial (NASDAQ:CCB) to $95.00 from $115.00, while maintaining an "outperform" rating, indicating a potential 27% upside. This adjustment follows Coastal Financial's recent earnings and revenue miss, reporting an EPS of $0.78 against an expected $1.02, and revenue of $56.3M versus a $138.6M consensus. Despite the miss, the company still holds a "Moderate Buy" consensus rating from analysts, with a target price of $122.60, and institutional investors own approximately 59% of its shares.
Coastal Financial (NASDAQ:CCB) Price Target Cut to $120.00 by Analysts at TD Cowen
TD Cowen has lowered its price target for Coastal Financial (NASDAQ:CCB) from $145.00 to $120.00, while maintaining a "buy" rating, indicating a potential upside of 58.9% from its current share price. This revision follows Coastal Financial's Q1 earnings report, which missed analyst expectations with $0.78 EPS and $56.3 million revenue. Despite the target cut and mixed analyst coverage, the consensus remains a "Moderate Buy" with an average price target of $133.25.
Coastal Financial (CCB) Earnings Margin Decline Tests Bullish Long Term Growth Narrative
Coastal Financial (CCB) has reported Q1 2026 earnings with a decline in its trailing 12-month net profit margin to 13.5% from 14.9%, despite an increase in revenue. While the bank's five-year earnings growth rate is 14.9%, the recent trailing 12-month growth has slowed to 3.9%, creating a mixed signal for investors. The stock's current P/E ratio of 24.5x is higher than industry averages, though its share price is below both analyst targets and DCF fair value estimates.
Coastal Financial Corp (EVERETT) reports results for the quarter ended March 31 - Earnings Summary
Coastal Financial Corp (EVERETT) has reported its earnings results for the quarter that ended on March 31. The information is provided by Refinitiv and distributed via TradingView News.
Coastal Financial (NASDAQ: CCB) posts Q1 2026 results with strong CCBX growth
Coastal Financial Corporation (NASDAQ: CCB) reported Q1 2026 net income of $12.0 million ($0.78 per diluted share), a slight decrease from Q4 2025 but an increase from Q1 2025. The company experienced robust balance sheet growth, with total assets rising 19.5% to $5.66 billion and deposits growing 21.6% to $5.04 billion, largely due to its CCBX banking-as-a-service (BaaS) segment. Despite strong growth in CCBX, profitability metrics like net interest margin were tempered by higher BaaS loan expenses, though asset quality and capital ratios remained strong.
Coastal Financial (NASDAQ:CCB) Announces Quarterly Earnings Results, Misses Expectations By $0.25 EPS
Coastal Financial (NASDAQ:CCB) announced its quarterly earnings, reporting $0.78 EPS, which missed analyst expectations of $1.03 by $0.25. The company's revenue of $56.3 million also fell short of the $138.43 million consensus. Following the announcement, the stock plunged 14.0% to $74.51, and institutional investors own approximately 59.24% of the shares.
Coastal Financial Corporation (NASDAQ:CCB) Short Interest Down 24.0% in April
Coastal Financial Corporation (NASDAQ:CCB) experienced a significant 24.0% decrease in short interest in April, totaling 1,288,361 shares as of April 15th. This reduction follows the company's recent quarterly earnings report, which missed analyst expectations for both EPS ($0.78 vs. $1.03) and revenue ($56.3M vs. $138.4M). Despite the earnings shortfall, analysts maintain a "Buy" consensus rating with an average target price of $133.60 for CCB shares.
Potential BaaS acquisition links Coastal Financial (CCB) and Evolve Bank
Coastal Financial Corporation's subsidiary, Coastal Community Bank, has entered into a non-binding term sheet with Evolve Bank & Trust to explore acquiring assets and deposits from a variety of Evolve's banking-as-a-service programs. The potential acquisition is subject to due diligence, definitive agreements, and regulatory approvals. This disclosure was made via an 8-K filing.
Coastal Financial (NASDAQ: CCB) grows Q1 2026 revenue and CCBX BaaS platform
Coastal Financial Corporation reported strong Q1 2026 results, with total assets increasing to $5.66 billion and deposits climbing to $5.04 billion, largely due to its CCBX BaaS platform. While revenue saw an 8.3% sequential increase to $149.4 million, net income slightly dipped to $12.0 million due to higher BaaS loan expenses, though it was up 23.5% year-over-year. The company continues to focus on technology investments and expanding CCBX partner programs to drive future growth.
Coastal Financial Corporation Q1 Income Climbs
Coastal Financial Corporation (CCB) reported an increase in its first-quarter profit, with net income rising to $12.01 million, or $0.78 per share, compared to $9.73 million, or $0.63 per share, last year. The company's revenue also grew by 6.5% year-over-year, reaching $111.68 million. These figures indicate positive financial performance for the quarter for Coastal Financial Corporation.
Coastal Financial (CCB) Projected to Post Earnings on Tuesday
Coastal Financial (CCB) is scheduled to release its Q1 2026 earnings before the market opens on Tuesday, May 5th, with analysts forecasting earnings of $1.03 per share and revenue of $138.43 million. Despite missing prior quarter estimates, analysts project $5 EPS for the current fiscal year and $8 EPS for the next. The stock currently trades with a market cap of $1.27 billion and a P/E of 27.39, holding a consensus "Buy" rating with an average price target of $133.60.
Quent Capital LLC Makes New $2.28 Million Investment in Coastal Financial Corporation $CCB
Quent Capital LLC has invested $2.28 million in Coastal Financial Corporation (NASDAQ:CCB), acquiring 19,889 shares, which represents 0.13% ownership. This new investment comes as Coastal Financial reported a significant earnings and revenue miss, with EPS of $0.82 against an estimated $1.16, and revenue of $56.49 million versus an estimated $140.81 million. Despite the miss, analyst sentiment remains mixed but leans positive with a "Buy" consensus rating and an average price target of $133.60.
Coastal Financial : CCB
This article provides an overview of Coastal Financial Corp (CCB), detailing its services, financial data, and recent stock performance. Coastal Financial, based in Everett, Washington, offers comprehensive banking solutions for businesses and individuals, including traditional services and innovative digital banking. The article also lists various financial market indices and mentions a related article about DEM's yield and a Taiwan bet.
Coastal Financial Corp. Experiences Revision in Stock Evaluation Amid Market Dynamics
Coastal Financial Corp., a small-cap regional bank, has undergone a stock evaluation revision due to current market dynamics, closing at $82.10. The company shows mixed technical indicators but strong long-term performance with a 200.84% return over five years, significantly outperforming the S&P 500 despite recent year-to-date challenges. This revision reflects its fluctuating stock performance and underlying resilience.
Director elections and pay vote at Coastal Financial (NASDAQ: CCB)
Coastal Financial (NASDAQ: CCB) has scheduled its 2026 virtual annual shareholder meeting for May 27, 2026, at 6:00 p.m. Pacific Time. Shareholders will vote on the election of five directors, auditor ratification, and an advisory resolution on executive compensation. The proxy statement details the company's governance practices, executive compensation, and other corporate information, emphasizing the commitment to ethical conduct and shareholder value.
Coastal Financial And 2 Other Growth Companies With Strong Insider Confidence
This article identifies growth companies in the United States with high insider ownership, suggesting strong confidence from those managing the businesses. It spotlights Coastal Financial (CCB), Clover Health Investments (CLOV), and Warby Parker (WRBY), detailing their overview, operations, insider ownership, and earnings growth forecasts. The piece emphasizes that high insider ownership can be a positive signal for growth prospects in a robust market.
Coastal Financial (NASDAQ: CCB) CRO reports 3,361-share stake and 2,368 RSUs
Coastal Financial's Chief Risk Officer, Elizabeth Ann Sarvela, has filed an initial ownership report revealing a direct stake of 3,361 common stock shares. This holding includes 2,368 time-based Restricted Stock Units (RSUs) granted under the 2018 Omnibus Incentive Plan. These RSUs are set to vest in staggered annual installments over the next one to four years, converting into common stock upon vesting.
Coastal Financial (CCB) CCO reports 12,050-share equity stake
Coastal Financial Corp's Chief Credit Officer, Freddy I. Rivas, reported beneficial ownership of 12,050 shares of common stock. This figure includes 3,689 time-based restricted stock units (RSUs) vesting in four installments and 8,250 performance-based RSUs eligible to vest between July 2026 and July 2029 based on performance goals. The filing indicates a neutral impact and sentiment regarding this insider transaction.
Phocas Financial Corp. Buys Shares of 34,453 Coastal Financial Corporation $CCB
Phocas Financial Corp. has acquired a new position in Coastal Financial Corporation (NASDAQ:CCB), purchasing 34,453 shares valued at approximately $3.95 million, representing about 0.23% ownership. This move comes as other hedge funds also adjusted their holdings in CCB. Despite recent insider selling activities by the CEO and CFO, corporate insiders still hold a significant portion of the company's stock.
Coastal Financial (CCB) executive logs tax-withholding share sale and RSU holdings
Brian T. Hamilton, a director and officer of Coastal Financial (CCB), reported a tax-withholding disposition of 228 shares of Common Stock at $76.686 per share on April 1, 2026. This sale was conducted under a Rule 10b5-1 plan to cover withholding taxes triggered by the partial vesting of performance stock units. Following this transaction, Hamilton retains 77,880 shares of Common Stock, which includes various tranches of restricted and performance-based stock units scheduled to vest through April 30, 2028, contingent on continued employment and specific return-on-equity performance.
CCB (Nasdaq: CCB) files Rule 144 notice for 582 restricted shares
Coastal Financial Corporation (Nasdaq: CCB) has filed a Form 144 notice, indicating an intended sale of 582 restricted common shares related to equity compensation, with an indicated date of March 31, 2026. The filing also disclosed previous sales by Brian Hamilton totaling 2,157 shares across four transactions between February 4, 2026, and March 30, 2026. As of April 1, 2026, the company reported 15,208,963 shares outstanding.
Coastal Financial (NASDAQ: CCB) exec uses 1,792 shares for tax withholding
Coastal Financial (NASDAQ: CCB) director and CCBX president Brian T. Hamilton disposed of 1,792 shares of common stock on March 30, 2026, to cover tax withholding obligations. The shares, valued at $73.7252 each, were used upon the partial vesting of performance share units under a Rule 10b5-1 trading plan. Following this transaction, Hamilton directly holds 78,108 shares, which include various restricted stock units and performance-based RSUs.
Vanguard disaggregates holdings after realignment — Coastal Financial (CCB)
The Vanguard Group filed an amended Schedule 13G/A report for Coastal Financial Corp (CCB), indicating 0 beneficial shares owned, representing 0% of the class. This change follows an internal realignment effective January 12, 2026, which led to certain Vanguard subsidiaries reporting their holdings separately according to SEC guidance. The filing clarifies that while the consolidated Vanguard Group no longer reports holdings, individual subsidiaries may still have stakes that will be disclosed in future filings.
CCB Earning Date, Earning Analysis and Earning Prediction
This article provides an earnings analysis and prediction for CCB, outlining past financial results and future estimates. It highlights that analysts project a revenue of $147.89 million and an EPS of $1.23 for 2026/Q1, with unchanged estimates over the last three months. The article also details historical stock price reactions to earnings reports, suggesting potential buying opportunities due to a recent 34.11% stock price decrease.
Coastal Financial Adds Fintech Veteran As Shares Trade Below Targets
Coastal Financial (NasdaqGS:CCB) has appointed Jeffrey M. Chapman, a fintech banking veteran, to its Board of Directors, where he will serve on the Technology and CCBX Oversight Committees. This appointment comes as the company's shares are trading significantly below analyst targets and an estimated fair value, despite strong long-term returns. The move signals Coastal Financial's continued focus on digital banking and platform development amidst recent short-term stock volatility.
Coastal Financial Adds Fintech Veteran As Shares Trade Below Targets
Coastal Financial (NasdaqGS:CCB) has appointed Jeffrey M. Chapman, a fintech veteran, to its Board of Directors to focus on digital banking and platform development. This move comes as the company's shares are trading significantly below analyst targets, despite strong long-term returns. Chapman's expertise is expected to influence growth initiatives and product development within Coastal Financial's CCBX platform, which is a key focus for investors.
CCB Financials: Revenue Breakdown, Margins & Competitor Comparison
This article provides a financial overview of CCB, including its profitability margins and a comparison with competitors like RBCAA and PFBC. CCB maintains an operating margin of 22.86% and a net margin of 11.96%, with a Return on Equity of 10.11%. The company has a market capitalization of $1.13 billion, positioning it significantly within its industry.
Coastal Financial Corporation $CCB Shares Sold by Boothbay Fund Management LLC
Boothbay Fund Management LLC significantly reduced its stake in Coastal Financial Corporation (NASDAQ:CCB) by 43.5% in the third quarter, selling 48,289 shares and now owning 0.41% of the company. Other institutional investors like Creative Planning and Cooper Creek Partners Management LLC also adjusted their holdings, while insider activity showed CEO Eric M. Sprink and CFO Joel G. Edwards selling shares. Analysts have a "Moderate Buy" rating for CCB with an average price target of $128.00, despite the company missing its Q1 earnings estimates.
Coastal Financial (NASDAQ: CCB) CEO receives 4,860 RSUs equity grant
Coastal Financial (NASDAQ: CCB) CEO Eric M. Sprink received a grant of 4,860 time-based restricted stock units (RSUs) on March 11, 2026, as part of the company's 2018 Omnibus Incentive Plan. These RSUs, granted at $0.00 per share, will vest in approximately equal installments over four years. Following this grant, Sprink directly holds 163,238 shares, with additional indirect holdings through his spouse and children.
[Form 4] COASTAL FINANCIAL CORP Insider Trading Activity
This article details an insider trading activity for Coastal Financial Corp (CCB) based on a Form 4 SEC filing. Brian T. Hamilton, a director and President of CCBX, received 2,714 restricted stock units as equity compensation, vesting over four years. Following this transaction, his total holdings include 79,900 shares and RSUs.
Coastal Financial (CCB) director Jeffrey Chapman submits initial Form 3
Coastal Financial (CCB) director Jeffrey M. Chapman has filed an initial Form 3, an SEC requirement for company insiders to declare beneficial ownership. The filing identifies Mr. Chapman as a director but does not report any current share transactions or holdings. This Form 3 establishes his insider status without indicating any recent trading activity.
[8-K] COASTAL FINANCIAL CORP Reports Material Event | CCB SEC Filing - Form 8-K
Coastal Financial Corporation announced the appointment of Jeffrey M. Chapman to its Board of Directors, effective March 11, 2026, expanding the board to twelve members. Mr. Chapman, a seasoned financial technology executive, will receive cash and restricted stock compensation and is expected to serve on the Technology Committee and CCBX Oversight Committee. This 8-K filing indicates no special arrangements or material related-party transactions concerning his selection.
Robinhood Banking Reaches $1 Billion Ahead Of Platinum Card Rollout, Shaping 'Super App' Vision
Robinhood's banking division has rapidly achieved $1 billion in deposits from 65,000 customers in just four months, marking a significant step in its transformation into a comprehensive financial ecosystem. This milestone paves the way for the launch of its new super-premium Platinum Card, aimed at competing with high-end credit cards and integrating users deeper into Robinhood's platform. Despite this banking success, Robinhood's stock (HOOD) has seen a decline of over 30% year-to-date.
Coastal Financial Corp. Experiences Revision in Stock Evaluation Amid Market Dynamics
Coastal Financial Corp., a small-cap regional bank, has seen its stock evaluation revised due to current market dynamics. While recent technical indicators show mixed to bearish signals and short-term performance lags the S&P 500, the company has demonstrated strong long-term returns. The stock closed at 79.15, fluctuating within a 52-week range of 70.72 to 120.05.
