Implied Volatility Surging for Carter Bankshares Stock Options
Implied volatility for Carter Bankshares (CARE) stock options, particularly the March 20, 2026 $12.50 Put, is surging, indicating that investors are anticipating a significant price movement. This comes as analysts, according to Zacks Rank, currently rate Carter Bankshares as a #4 (Sell) with recent downward revisions to earnings estimates, suggesting potential for a developing trade strategy for options traders.
Implied Volatility Surging for Carter Bankshares Stock Options
Implied volatility for Carter Bankshares Inc. (CARE) stock options is surging, particularly for the March 20, 2026 $12.50 Put, indicating expectations of a significant price movement. Analysts currently rate Carter Bankshares as a Zacks Rank #4 (Sell), with recent earnings estimate revisions showing a downward trend, suggesting this high implied volatility could present a trading opportunity. Options traders often use such high implied volatility to sell premium, hoping the underlying stock does not move as much as expected by expiration.
Carter Bankshares Announces $10 Million Share Repurchase Program
Carter Bankshares, Inc. announced a $10 million common share repurchase program authorized by its board of directors. The program, which is subject to regulatory non-objection and market conditions, will be carried out over 12 months. An analyst currently rates CARE stock as a "Buy" with a $22.50 price target, and TipRanks' AI Analyst assesses it as "Outperform" due to solid financial performance and technicals.
Carter Bankshares, Inc. announces an Equity Buyback for $10 million worth of its shares.
Carter Bankshares, Inc. (NasdaqGS:CARE) has announced a new share repurchase program, authorizing the buyback of up to $10 million of its common stock. This program will be valid for 12 months, contingent upon receiving non-objection from the Federal Reserve Bank of Richmond. The bank aims to return value to its shareholders through this initiative.
Carter Bankshares Announces $10 Million Share Repurchase Program
Carter Bankshares, Inc. announced a $10 million share repurchase program on February 2, 2026. This program allows for the repurchase of common stock in open market or private transactions, contingent on Federal Reserve non-objection. The timing and amount of repurchases will depend on market conditions.
Carter Bankshares (NASDAQ:CARE) Upgraded at Wall Street Zen
Carter Bankshares (NASDAQ:CARE) has been upgraded from a "sell" to a "hold" rating by Wall Street Zen, contributing to an overall "Moderate Buy" consensus from analysts with an average target price of $22.00. The company recently reported quarterly EPS of $0.41, surpassing consensus estimates, though revenue slightly missed expectations. Shares currently trade around $21.41, reflecting a market capitalization of approximately $473 million.
Carter Bankshares updates Q4 2025 investor presentation
Carter Bankshares (CARE) has released an updated investor presentation for Q4 and full-year 2025, detailing its financial performance and strategic initiatives. The presentation highlights significant loan growth, strong liquidity, geographic expansion in the Southeast, and a brand refresh. TipRanks' AI Analyst, Spark, rates CARE as Outperform due to its robust financials and positive corporate developments.
Carter Bankshares (CARE) Net Margin Strength Challenges Bearish Credit Narratives In FY 2025 Results
Carter Bankshares (CARE) reported strong FY 2025 results with a 20% net margin and trailing EPS of $1.40, marking a 29.2% year-over-year earnings growth. Despite this profitability, the company faces skepticism due to a high non-performing loan ratio of 6.7% with only 29% allowance coverage, presenting a risk to future earnings. However, the stock trades below its DCF fair value, suggesting the market is already pricing in these credit risks.
Carter Bankshares, Inc. Announces Fourth Quarter and Full Year 2025 Financial Results
Carter Bankshares, Inc. reported its financial results for the fourth quarter and full year 2025, announcing a quarterly net income of $8.5 million ($0.38 diluted EPS) and an annual net income of $31.4 million ($1.38 diluted EPS). The company saw an increase in total portfolio loans to $3.8 billion, reflecting positive momentum in its commercial lending, and maintained a well-capitalized position despite ongoing impacts from nonaccrual loans related to certain credit relationships. Looking ahead, the bank is optimistic about margin expansion and growth, particularly with anticipated reductions in short-term interest rates by the Federal Reserve.
Carter Bankshares (NASDAQ:CARE) Issues Quarterly Earnings Results
Carter Bankshares (NASDAQ:CARE) reported strong quarterly earnings, with an EPS of $0.41, surpassing analyst estimates of $0.33. Despite revenue of $39.83 million falling slightly short of estimates, the bank demonstrated a healthy return on equity of 7.65% and a net margin of 12.37%. Shares saw an increase in midday trading, and the company maintains a "Moderate Buy" rating with an average analyst price target of $22.00.
Carter Bankshares Q4 EPS beats expectations on loan growth
Carter Bankshares (CARE) announced its Q4 earnings, which surpassed analysts' expectations. The positive results are attributed to strong loan growth during the quarter.
Carter Bankshares, Inc. Announces Fourth Quarter and Full Year 2025 Financial Results
Carter Bankshares, Inc. reported strong financial results for the fourth quarter and full year 2025, with significant increases in net income and diluted EPS compared to the previous year. The company achieved substantial loan growth, particularly in commercial real estate and industrial loans, while also making progress in reducing its nonperforming loan balance through curtailment payments. CEO Litz H. Van Dyke expressed optimism for 2026, citing margin expansion, solid loan growth, and strategic initiatives to resolve nonperforming credits.
Carter Bankshares, Inc. Announces Fourth Quarter and Full Year 2025 Financial Results
Carter Bankshares, Inc. announced its financial results for the fourth quarter and full year 2025, reporting a substantial increase in net income for both periods. The company posted $8.5 million in net income for Q4 2025 and $31.4 million for the full year 2025, indicating strong financial performance despite ongoing impacts from nonaccrual loans. Total portfolio loans increased by 6.5% on an annualized basis, reflecting positive momentum in its commercial lending segment, and the company is strategically expanding into new markets.
Zacks Research Upgrades Carter Bankshares (NASDAQ:CARE) to Hold
Zacks Research has upgraded Carter Bankshares (NASDAQ:CARE) from a "strong sell" to a "hold" rating. The bank currently holds a consensus "Moderate Buy" rating with an average target price of $22.00 from analysts, despite missing its recent quarterly earnings estimates. Insider activity shows a director sold shares, while institutional investors have increased their stakes in the company.
Why (CARE) Price Action Is Critical for Tactical Trading
This article analyzes Carter Bankshares Inc. (NASDAQ: CARE) price action, presenting AI-generated trading strategies. It highlights a strong near-term sentiment potentially leading to a long-term positive bias, with specific entry, target, and stop-loss levels for position, momentum, and risk hedging strategies. The analysis also provides multi-timeframe signal analysis, showing current support and resistance levels.
Understanding Momentum Shifts in (CARE)
This article analyzes momentum shifts for Carter Bankshares Inc. (CARE), highlighting strong near-term sentiment potentially leading to mid-term neutrality and long-term positive bias. It presents different AI-generated trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss levels. The analysis also includes multi-timeframe signal strength, support, and resistance levels for CARE.
Carter Bankshares (NASDAQ:CARE) Stock Rating Upgraded by Wall Street Zen
Wall Street Zen upgraded Carter Bankshares (NASDAQ:CARE) from "sell" to "hold" as other analysts have given the stock a consensus "Hold" rating with a target price of $22.00. The company missed its quarterly EPS expectations, reporting $0.26 versus $0.39 expected, though revenue was nearly in line. Institutional investors have increased their stakes, while an insider reduced their position by selling 1,901 shares.
Carter Bankshares (NASDAQ:CARE) Rating Increased to Strong-Buy at Freedom Capital
Freedom Capital upgraded Carter Bankshares (NASDAQ:CARE) to a "strong-buy" rating. Despite differing analyst opinions leading to a "Moderate Buy" average, the stock trades near $19.87 with an average target price of $22.00. Carter Bankshares reported Q3 EPS of $0.26, missing consensus, on revenue of $39.09M, and has a market cap of approximately $439M.
Fourthstone LLC Acquires 139,960 Shares of Carter Bankshares, Inc. $CARE
Fourthstone LLC increased its stake in Carter Bankshares, Inc. (NASDAQ:CARE) by 31.5% during the second quarter, acquiring an additional 139,960 shares and bringing its total holdings to 583,893 shares valued at $10.125 million. Other institutional investors like Nuveen LLC and Diversified Trust Co also made significant investments. The company's stock performance shows a 52-week low of $13.60 and a high of $20.53, with a market capitalization of $436.28 million.
Carter Bank (Nasdaq: CARE) earns Brandies, MUSE, Transform, Davey honors post-2024 rebrand
Carter Bank (Nasdaq: CARE) has received multiple national awards for its 2024 rebrand, including honors from the Brandies, MUSE Awards, Transform Awards, and Davey Awards. The rebrand aimed to modernize its visual identity and reflect its mission of creating opportunities for broader prosperity. This recognition highlights the bank's successful efforts in strengthening its brand image and commitment to customers and communities.
Those who invested in Carter Bankshares (NASDAQ:CARE) five years ago are up 93%
Long-term investors in Carter Bankshares (NASDAQ:CARE) have seen significant returns, with shares up 93% over the last five years, outperforming the market's 68% return. This positive performance aligns with the company becoming profitable during the same period. While the past year saw a slight loss for investors, the underlying fundamental improvements suggest potential long-term growth.
Connor Clark & Lunn Investment Management Ltd. Lowers Position in Carter Bankshares, Inc. $CARE
Connor Clark & Lunn Investment Management Ltd. significantly reduced its stake in Carter Bankshares, Inc. ($CARE) by 37.9%, selling 19,501 shares. This move lowered their holding to 31,987 shares, valued at $555,000, despite other institutional investors increasing their positions. The company recently missed earnings expectations, reporting an EPS of $0.26 against a consensus of $0.39, contributing to mixed analyst ratings that range from "outperform" to "strong sell."
Carter Bank Enters the South Carolina Market With Expansion Into Greenville
Carter Bank (Nasdaq: CARE) has announced its expansion into Greenville, S.C., marking a strategic move to strengthen its presence across Virginia and the Carolinas. This expansion builds on previous growth in other major cities and is led by new hires, Mike Sarvis and Roslyn Gilstrap, who will focus on serving the region's small and mid-sized businesses. The bank aims to provide comprehensive commercial and consumer banking services, emphasizing relationship-based banking and local decision-making.
Carter Bank (Nasdaq: CARE) expands into Greenville, S.C., entering South Carolina market
Carter Bank (Nasdaq: CARE) has announced its expansion into Greenville, S.C., marking its entry into the South Carolina market and further strengthening its presence across Virginia and the Carolinas. This strategic move aims to capitalize on Greenville's robust economy by focusing on supporting local businesses, with an experienced team already in place to lead the expansion. The bank plans to offer a full suite of commercial and consumer banking services, including lending, deposit, cash management, and wealth solutions.
Carter Bank Joins the Federal Reserve Bank of Richmond as a State Member Bank
Carter Bank, a wholly-owned subsidiary of Carter Bankshares, Inc., has received approval to become a state member bank of the Federal Reserve System through the Federal Reserve Bank of Richmond. This transition aims to streamline Carter Bank's regulatory structure and enhance operational efficiency. The company also recently converted to a financial holding company, providing greater flexibility for innovation and growth.
Carter Bankshares, Inc. Announces State Member Bank Approval
Carter Bankshares, Inc. announced that its subsidiary, Carter Bank, received approval to become a state member bank, joining the Federal Reserve Bank of Richmond. This strategic move aims to streamline regulatory structure, enhance efficiency, and align with the bank's objectives for future growth, while regulation by the Virginia State Corporation Commission will continue. The company recently converted to a financial holding company for greater flexibility.
Carter Bank Joins the Federal Reserve Bank of Richmond as a State Member Bank
Carter Bank, a wholly-owned subsidiary of Carter Bankshares, Inc. (Nasdaq: CARE), has received approval to become a state member bank, joining the Federal Reserve Bank of Richmond. This transition aims to streamline regulatory structure and enhance operational efficiency for the bank, which recently converted to a financial holding company. Carter Bank will continue to be regulated by the Bureau of Financial Institutions of the Virginia State Corporation Commission.
Carter Bankshares Reports Q3 2025 Financial Performance
Carter Bankshares, Inc. announced its Q3 2025 financial results, reporting a 3.1% deposit growth and strong liquidity with $4.8 billion in assets and $3.8 billion in loans. The bank is expanding its market presence, particularly in North and South Carolina, while maintaining a well-capitalized position. TipRanks' AI Analyst, Spark, rates CARE as Neutral due to strong profitability but bearish technical indicators and no dividend yield.
Carter Bankshares Inc reports results for the quarter ended September 30 - Earnings Summary
Carter Bankshares Inc. (CARE) reported adjusted earnings of 26 cents per share for the quarter ended September 30, missing analyst expectations of 41 cents. Revenue for the quarter rose 4.8% to $35.86 million, also below the analyst consensus of $39.20 million. The company's shares have seen a 2.4% decline this quarter but a 7.7% gain year-to-date, with analysts maintaining a "buy" rating and a median price target of $23.25.
Carter Bankshares Fell Short But Analysts Still Favor The Stock
Carter Bankshares (CARE) missed its third-quarter earnings expectations due to troubled loans, posting $0.24 EPS against an anticipated $0.41. Despite this, analysts maintain a "buy" rating, citing the bank's 4.2% increase in net interest income, robust loan growth, and potential benefits from future Federal Reserve rate cuts and resolution of nonaccrual loans. The bank's stock trades at a forward P/E of 10, with a median 12-month price target of $23.25, indicating an 18% premium.
Carter Bankshares Reports Q3 2025 Financial Performance
Carter Bankshares (CARE) released its Q3 2025 financial performance, reporting a 3.1% growth in deposits year-over-year and highlighting a strong liquidity position with $4.8 billion in assets. The bank is expanding its market presence, particularly in North and South Carolina, and has a "Buy" analyst rating with a $22.00 price target. TipRanks' AI Analyst, Spark, notes CARE as a "Neutral" due to strong financials tempered by bearish technical momentum and the lack of a dividend yield.
Carter Bankshares, Inc. Announces Third Quarter 2025 Financial Results
Carter Bankshares, Inc. reported its third-quarter 2025 financial results, with net income of $5.4 million, or $0.24 diluted EPS, a decrease from the previous quarter and a slight decrease from the same quarter in 2024. The company experienced increases in net interest income and pre-tax pre-provision income, along with significant loan growth. Despite challenges from a nonperforming credit relationship, Carter Bankshares remains well-capitalized and anticipates continued strong performance, benefiting from expected reductions in short-term interest rates.
Carter Bankshares, Inc. (CARE) Misses Q3 Earnings and Revenue Estimates
Carter Bankshares, Inc. (CARE) reported Q3 earnings of $0.26 per share, missing the Zacks Consensus Estimate of $0.39, despite an increase from $0.23 a year ago. The company also posted revenues of $39.25 million, falling short of the Zacks Consensus Estimate by 1.38%. This marks the third time in the last four quarters that CARE has surpassed EPS estimates, but only once for revenue.
Carter Bank (NASDAQ: CARE) reports $33.7M net interest income; loans up 9.4% annualized
Carter Bankshares (NASDAQ: CARE) reported Q3 2025 net income of $5.4 million ($0.24 diluted EPS), with net interest income of $33.7 million and annualized loan growth of 9.4%. The company's financial results continue to be significantly impacted by a large nonperforming credit relationship tied to the Justice Entities, though net interest margin expanded. Management remains committed to resolving this large credit relationship while highlighting solid underlying fundamentals and future growth prospects from construction loan originations.
Carter Bankshares Inc expected to post earnings of 41 cents a share - Earnings Preview
Carter Bankshares Inc (CARE) is projected to report earnings of 41 cents per share and a 14.6% increase in revenue to $39.2 million for the period ending September 30, 2025. The company is scheduled to release its results around October 22. Analysts currently give the stock a "buy" rating with a median 12-month price target of $23.25.
(CARE) as a Liquidity Pulse for Institutional Tactics - news.stocktradersdaily.com
Stock Traders Daily provides an AI-driven analysis of Carter Bankshares Inc. (NASDAQ: CARE), highlighting a neutral sentiment with a wait-and-see approach. The analysis outlines various trading strategies including position trading, momentum breakout, and risk hedging, alongside multi-timeframe signal analysis. Key findings include an exceptional risk-reward setup targeting a 10.7% gain against minimal risk.
Carter Bankshares (CARE) Expected to Announce Earnings on Thursday
Carter Bankshares (NASDAQ:CARE) is projected to release its Q3 2025 earnings on Thursday, October 23rd, with analysts anticipating $0.39 per share and $39.20 million in revenue. The company previously reported strong Q2 2025 results, beating analyst estimates with $0.41 EPS and $37.44 million in revenue, alongside a net margin of 12.58% and a return on equity of 7.68%. Wall Street analysts have given Carter Bankshares a "Moderate Buy" rating with a consensus price target of $22.00, while institutional investors have actively traded its shares.
Carter Bankshares, Inc. (NASDAQ:CARE) is favoured by institutional owners who hold 51% of the company
Institutional investors own 51% of Carter Bankshares, Inc. (NASDAQ:CARE), indicating their significant influence on the company's stock price. BlackRock, Inc., The Vanguard Group, Inc., and Dimensional Fund Advisors LP are the largest shareholders, though no single entity dominates. Insiders own US$16m worth of stock, aligning their interests with shareholders.
Regional Expansion: Carter Bank's 4th North Carolina Office Launch Shows Aggressive Growth in Banking Hub
Carter Bank (Nasdaq: CARE) has opened a new Loan Production Office in Gastonia, N.C., marking its fourth expansion in North Carolina. This move reinforces the bank's commitment to growth in the state, following recent openings in Winston-Salem, Raleigh, and Mooresville. The bank has assembled an experienced team with deep local ties to provide tailored financial solutions for businesses in Gastonia and surrounding areas.
This Insider Has Just Sold Shares In Carter Bankshares
An insider at Carter Bankshares, Matthew Speare, recently sold US$269k worth of stock at US$19.83 per share, representing a 38% reduction in his holding. This sale is the largest insider sale for the company in the past year, occurring at a price close to the current market value. Despite insiders holding 3.6% of the company and Carter Bankshares being profitable, the pattern of insider selling suggests caution for potential investors.
Carter Bankshares, Inc. Announces Second Quarter 2025 Financial Results
Carter Bankshares, Inc. reported a net income of $8.5 million, or $0.37 diluted EPS, for the second quarter of 2025, showing an increase from the previous year despite a slight dip from Q1 2025. The company also announced the acquisition of two bank facilities, a stock repurchase program, and made progress in reducing its nonperforming loan balances. Management expressed satisfaction with strong fundamentals and strategic growth initiatives.
Carter Bank Expands NC Footprint: $55.9M Deal Brings First Winston-Salem Location
Carter Bank (NASDAQ:CARE) has completed the acquisition of two First Reliance Bank branches in North Carolina, bringing in $55.9 million in deposits and 10 new employees. This strategic move marks Carter Bank's first entry into Winston-Salem and strengthens its presence in the Charlotte area and the broader Triad region. The transaction involved only deposits and physical locations, without assuming any loans, providing immediate funding benefits without credit risk.
Carter Bankshares, Inc. Announces First Quarter 2025 Financial Results
Carter Bankshares, Inc. reported a net income of $9.0 million for the first quarter of 2025, or $0.39 diluted EPS, an increase from $8.3 million in Q4 2024 and $5.8 million in Q1 2024. The results continue to be influenced by a large portion of nonaccrual loans associated with the Justice Entities, though curtailment payments have reduced the nonperforming loan balance. The company emphasized strong deposit growth, net interest margin expansion due to Federal Reserve rate cuts, and solid capital and liquidity levels.
What Directors Are Thinking: Curtis Stephens
This article by Curtis Stephens, a director at Carter Bankshares Inc., emphasizes the criticality of resilience for corporate boards. It outlines how boards can cultivate resilience through robust risk management, continuous education, and proactive crisis planning to navigate uncertainties and capitalize on opportunities. The author highlights that a resilient board builds trust, offers a competitive advantage, and enables dynamic planning around risk.
Virginia bank to expand NC reach with acquisition in Mooresville, Winston-Salem
Carter Bank & Trust plans to strengthen its presence in Winston-Salem and expand into the Charlotte region through an acquisition. This move will involve opening a new branch in Eden, North Carolina, and is part of the bank's broader strategy for growth in the state.
Carter Bank bank expands Triad presence, adding first Winston-Salem location in recent deal
Carter Bank & Trust is expanding its presence in North Carolina by acquiring branches in Winston-Salem and Mooresville, marking its first location in Winston-Salem. This acquisition will help the bank establish a footing in Winston-Salem and further expand its operations within the Charlotte region. The move follows other community banks seeing increased regional market share and planned expansions into the Triad area.
Carter Bank Acquires North Carolina Branch From First Reliance Bank
Carter Bankshares and First Reliance Bancshares announced a definitive agreement where Carter Bank will acquire the deposits associated with First Reliance Bank's two North Carolina branches in Mooresville and Winston-Salem, including the Winston-Salem branch facility. This acquisition allows First Reliance Bank to focus on its core South Carolina markets while expanding Carter Bank's presence in North Carolina. The transaction, expected to close in the first half of 2025 pending regulatory approvals, involves Carter Bank paying a 4.6% deposit premium, but no loans will be acquired.
Carter Bankshares Faces $226M Lawsuit Over Financing Transactions
Carter Bankshares (CARE) is being sued for $226 million by GLAS Trust Company LLC in connection with financing transactions from 2018-2019 involving West Virginia Governor James C. Justice II's family businesses and the now-defunct Greensill. GLAS alleges that funds received by Carter Bank were part of a scheme to defraud investors. Carter Bankshares denies the allegations and plans to defend itself vigorously, relying on a pre-existing indemnity agreement with Justice’s entities.
Business Corner - 11.8.23
This article features two local businesses in the Jamestown area: Carter Bank and Trust and Darrell’s Landscape Lawn Company. It highlights Carter Bank and Trust's community focus, its history, financial assets, and the success of its Adams Farm office managed by Bob Callicutt. It also showcases Darrell’s Landscape Lawn Company, detailing its evolution into a family business and its services.
Carter Bank & Trust Gretna branch gets new phone number
Carter Bank & Trust's Gretna branch has updated its phone number due to an upgrade to its phone lines. The main number changed to 434-212-0193 on August 9, 2022, and the direct line for the Branch Manager also changed. Customers can also reach the bank through their general customer service line or website.
