Credit Acceptance Corp stock (US12468P1049): Insider sales and analyst targets put focus on valuation
Credit Acceptance Corp has seen recent insider stock option exercises and sales by director Kenneth Booth and Chief Transformation Officer Nicholas J. Elliott in mid-May. Concurrently, analysts' 12-month price targets for the stock now sit below its current trading price, suggesting a "hold" stance and potential modest downside. The article explores how these developments impact valuation-focused investors, considering the company's subprime auto lending business model and market sensitivities.
Kenneth Booth Sells 8,000 Shares of Credit Acceptance Corp
Kenneth Booth, a Director at Credit Acceptance Corp (CACC), sold 8,000 shares of the company on May 19, 2026, reducing his holding to 22,831.9 shares. Over the past year, Booth has sold a total of 37,220 shares with no purchases, aligning with a broader trend of 36 insider sells and no buys for CACC during the same period. The stock is currently trading at $554, with a market cap of $5.836 billion, and is considered fairly valued with a price-to-GF-Value ratio of 0.92.
Credit Acceptance (NASDAQ: CACC) exec sells 1,994 shares after option exercise
Wendy A. Rummler, Chief People Officer at Credit Acceptance Corporation (NASDAQ: CACC), exercised employee stock options for 1,994 shares and simultaneously sold these shares in open-market transactions on May 18, 2026. The exercise price was $333.94 per share, while the shares were sold at weighted average prices between approximately $550 and $555 per share, resulting in a net sale value of over $1.1 million. Rummler still holds significant employee stock options and shares through revocable trusts after this transaction.
Credit Acceptance (CACC) CLO sells 1,903 shares and exercises options
Credit Acceptance Corp Chief Legal Officer Erin J. Kerber reported an exercise-and-sale transaction of company stock. Kerber exercised options to acquire 1,903 shares at $333.94 per share and subsequently sold the same number of shares in open-market trades ranging from $550.29 to $558.48 per share. Following these transactions, Kerber directly holds 27,613.7 common shares and indirectly holds 240.9 shares through the company’s 401(k) plan, while also retaining options for 15,500 underlying shares.
CREDIT ACCEPTANCE (CACC) CFO exercises options, sells 1,561 shares and retains stake
CREDIT ACCEPTANCE (CACC) CFO D. Jay Martin exercised employee stock options to acquire 1,561 shares of common stock at $333.94 per share on May 18, 2026. On the same day, he sold all 1,561 acquired shares in open-market transactions, with sale prices ranging from $550.01 to $558.48. Following these transactions, Martin retains a direct holding of 25,963.1 shares of common stock and an employee stock option for an additional 2,250 shares.
Credit Acceptance (CACC) officer sells shares and exercises 1,815 stock options
Credit Acceptance Corp Chief Transformation Officer Nicholas J. Elliott exercised 1,815 employee stock options at $333.94 per share and simultaneously sold 1,815 common shares in open-market transactions on May 18, 2026. The sales occurred at weighted average prices ranging from $550.19 to $556.30 per share, indicating an exercise-and-sell strategy that converts his stock options into cash without significantly altering his direct share count. He also holds 323 indirect common shares in the company's 401(k) Profit Sharing Plan.
Credit acceptance CTO Nicholas Elliott sells $1 million in shares
Nicholas J. Elliott, Chief Transformation Officer at Credit Acceptance Corp (NASDAQ:CACC), sold approximately $1 million worth of shares on May 18, 2026, following the exercise of employee stock options. The company's stock is trading near its 52-week high and has delivered a 33% return over the past six months. This transaction follows a recent positive first-quarter 2026 earnings report, which exceeded projected EPS, indicating the company's focus on strategic initiatives and operational efficiencies.
CREDIT ACCEPTANCE (CACC) director exercises options, sells 8,000 shares and retains large option stake
CREDIT ACCEPTANCE director Kenneth Booth exercised employee stock options for 8,000 shares at $333.94 per share on May 18 and 19, 2026, and simultaneously sold these 8,000 shares in open-market transactions at $554.00 per share. After these transactions, Booth directly holds 22,831.9 shares of Common Stock and retains options over 110,000 underlying shares expiring January 31, 2028, leading to a neutral filing impact assessment.
Kenneth S. Booth sells 16,000 shares (NASDAQ: CACC)
Kenneth S. Booth reported the sale of 16,000 shares of Credit Acceptance Corp (NASDAQ: CACC) common stock across four separate transactions in April and May 2026. Each transaction involved 4,000 shares, with total reported proceeds of over $8.7 million. These sales were disclosed via Form 144 filings and are described as routine notice filings for restricted or control stock sales, without explicit mention of a pre-arranged trading plan.
CACC (NASDAQ: CACC) affiliate files Rule 144 to sell 1,753 shares
An affiliate of Credit Acceptance Corp (CACC) filed a Rule 144 notice disclosing a proposed sale of common stock on May 18, 2026, stemming from an option granted on December 30, 2020. The filing also reported that Erin J. Kerber sold 1,753 shares on May 6, 2026, for $967,002.83. This routine regulatory filing outlines both a proposed and a recent disposition of shares by an affiliate.
Credit Acceptance stock (US12468P1049): Q1 profit, buyback, and financing details
Credit Acceptance reported a strong first-quarter 2026 profit of $135.8 million on $580.0 million in revenue. The company also completed a $450 million asset-backed financing and repurchased 588,925 shares, demonstrating focus on capital returns and funding efficiency. These actions highlight Credit Acceptance's role in the specialized auto-finance market and its sensitivity to consumer credit conditions.
Credit Acceptance (CACC) Is Up 6.5% After Q1 Earnings, New ABS Deal and Buybacks - What's Changed
Credit Acceptance (CACC) reported strong Q1 2026 earnings, including robust revenue and net income, a new $450 million asset-backed financing deal, and significant share buybacks. These actions suggest the company is actively optimizing its capital structure and earnings profile. The article emphasizes that while the new financing and cost controls are positive in the short term, the underperformance of loan vintages from 2022-2024 remains a key risk for investors.
1,815 CACC Shares Listed for Sale; 1,672 Sold Earlier (CACC)
A Rule 144 notice for Credit Acceptance Corp (CACC) indicates an intended sale of 1,815 shares of Common Stock on May 18, 2026, linked to an option granted on December 30, 2020. Additionally, the filing records a past sale of 1,672 shares on May 6, 2026, by Nicholas J. Elliott for $922,296.43. Fidelity Brokerage Services LLC is listed as the brokerage involved.
Credit Acceptance (NASDAQ: CACC) director sells 4,000 shares after option exercise
Credit Acceptance (NASDAQ: CACC) director Kenneth Booth executed an exercise-and-sell transaction on May 14, 2026. He acquired 4,000 shares through stock options at $333.94 per share and subsequently sold all 4,000 shares in open-market transactions at weighted average prices of $539.13 and $544.00 per share. After these transactions, Booth directly holds 22,831.9 common shares and retains options for 110,000 additional shares.
Credit Acceptance Corp stock (US12468P1049): Shares near recent highs after May trading update
Credit Acceptance Corp shares were trading near recent highs in early May 2026, reaching around $507, attracting attention from US investors focusing on consumer credit and used-car finance. The company's performance is driven by the volume and profitability of its auto finance activity, making it sensitive to changes in household borrowing conditions and broader consumer stress. Its stock offers insight into how lower- and middle-income borrowers are managing car payments in a higher-rate environment, making it a key indicator for the US auto market's lending conditions.
Credit Acceptance (CACC) co-trustee holds 710,297 shares, 6.8% stake
John P. Neary, as co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981, has reported a beneficial ownership of 710,297 shares of Credit Acceptance Corporation (CACC) Common Stock. This represents a 6.8% stake in the company, calculated based on 10,460,071 shares outstanding as of April 23, 2026. The filing explicitly states shared voting and dispositive power over these shares, indicating a trust-level holding rather than individual direct ownership.
The Top 5 Analyst Questions From Credit Acceptance’s Q1 Earnings Call
Credit Acceptance (CACC) reported its Q1 CY2026 earnings, which saw revenue at $406 million (missing estimates) but adjusted EPS at $10.71 (beating estimates). The article highlights the top five analyst questions focusing on loan cancellations, loan mix, credit loss provisions, net cash flow forecasts, and market share strategy. Management emphasized cost control, data-driven operations, and refined risk segmentation as key factors contributing to their Q1 performance and future outlook.
Boston Partners reports 5.09% stake in Credit Acceptance (NASDAQ: CACC)
Boston Partners has filed a Schedule 13G, disclosing a 5.09% beneficial ownership stake in Credit Acceptance Corp (NASDAQ: CACC) as of March 31, 2026. This equates to 546,832 shares, with Boston Partners holding sole voting power for 463,986 shares and sole dispositive power for all 546,832 shares. The filing indicates this is a passive institutional stake held in discretionary client accounts, not an activist investment.
Kenneth S. Booth reports sales of 8,000 CACC shares (CACC)
Kenneth S. Booth reported two Rule 144 sales of Common Stock, totaling 8,000 shares of Credit Acceptance Corp (CACC). The sales occurred on April 20, 2026, for 4,000 shares valued at $2,136,000, and on May 6, 2026, for another 4,000 shares valued at $2,216,000. The filing also references options granted on December 30, 2020.
Credit Acceptance (CACC) completes $450.0M non-recourse auto loan securitization
Credit Acceptance Corporation (CACC) announced the completion of a $450.0 million asset-backed non-recourse secured financing, backed by approximately $562.6 million in consumer auto loans. This transaction involves the issuance of three classes of notes with varying interest rates and average lives, designed to repay higher-cost debt and serve general corporate purposes. The financing structure is non-recourse, meaning losses are contained at the trust level, with Credit Acceptance receiving a 4.0% servicing fee from the loan cash flows.
Credit Acceptance CFO sells shares, exercises options | CACC Insider Trading
Credit Acceptance CFO, D. Jay Martin, exercised 1,439 employee stock options at $333.94 per share and subsequently sold the same number of common shares in open-market transactions ranging from $550 to $559 on May 6, 2026. After these transactions, Martin directly owns 27,402.1 common shares and retains options for 2,250 additional shares expiring in April 2027. This activity is characterized as a net-sell for 1,439 shares.
Insider Sell: Jay Martin Sells Shares of Credit Acceptance Corp (CACC)
Jay Martin, CFO of a Credit Acceptance Corp (CACC) subsidiary, sold 1,439 shares of the company on May 6, 2026, reducing his holdings to 25,963.1 shares. This sale is part of a trend of insider selling at CACC, with no insider buys in the past year. Despite the insider selling, the stock is considered modestly undervalued with a price-to-GF-Value ratio of 0.92.
Credit Acceptance Corp (CACC) CLO exercises options and sells 1,753 shares
Credit Acceptance Corp's Chief Legal Officer, Erin J. Kerber, exercised employee stock options for 1,753 shares at $333.94 per share and simultaneously sold these shares in open-market transactions with weighted average prices ranging from $550 to $559 per share. After the transactions, she retains an option for 15,500 shares expiring in 2027 and holds 240 shares indirectly through the company's 401(k) plan. The filing details the transaction as a net sale of 1,753 shares for $966,998.
[Form 4] CREDIT ACCEPTANCE CORP Insider Trading Activity
Credit Acceptance Corp's Chief Operating Officer, Jonathan Lum, engaged in an exercise-and-sale transaction. On May 6, 2026, he exercised employee stock options for 4,000 shares at $333.94 per share and subsequently sold those 4,000 shares in an open-market transaction at $550.00 per share. Following these transactions, Lum's direct holdings in Credit Acceptance common stock total 31,608.6 shares, while 24,500 employee stock options remain.
Credit acceptance CTO Ravi Mohan sells $694,100 in stock
Ravi Mohan, CTO of Credit Acceptance Corp (NASDAQ:CACC), sold 1,262 shares of company stock for $694,100 on May 6, 2026. Following this transaction, Mohan directly holds over 25,000 shares and possesses employee stock options for an additional 16,000 shares. The company recently reported strong first-quarter 2026 earnings, surpassing expectations with AI integration contributing to operational efficiencies.
[Form 4] CREDIT ACCEPTANCE CORP Insider Trading Activity
Ravi Mohan Valiyaveettil, the Chief Technology Officer of CREDIT ACCEPTANCE CORP (CACC), sold 1,262 shares of common stock valued at $694,100 on May 6, 2026, at a price of $550.00 per share. This transaction was executed under a 10b5-1 plan. Following the sale, Valiyaveettil holds 25,984.6 shares of common stock directly and 16,000 employee stock options.
[144] CREDIT ACCEPTANCE CORP SEC Filing
This article details a Form 144 SEC filing by Credit Acceptance Corp (CACC). The filing reports a proposed sale of 100,000 shares of common stock with an aggregate market value of $53,315,000 through Goldman Sachs & Co. LLC. The securities were acquired as "Founders Shares" in 1972 and the filing also discloses previous sales of common stock by various trusts associated with Donald A. Foss within the last three months.
Credit acceptance CTO Ravi Mohan sells $694,100 in stock
Ravi Mohan, CTO of Credit Acceptance Corp (NASDAQ:CACC), sold 1,262 shares of company stock for a total of $694,100 on May 6, 2026, retaining over 25,000 shares and options for an additional 16,000 shares. The company recently reported strong Q1 2026 earnings, exceeding EPS forecasts and showing positive market response. Credit Acceptance aims to improve operations through AI integration and stabilize its loan portfolio.
Credit Acceptance chief legal officer sells $966,997 in shares
Credit Acceptance Corp.'s Chief Legal Officer, Erin J. Kerber, sold 1,753 shares of company common stock for a total of $966,997 on May 6, 2026. These sales followed an equal number of shares acquired through the exercise of employee stock options. The transactions occurred while the stock traded near its 52-week high, and Ms. Kerber's direct ownership now stands at 25,710.7 shares.
Credit Acceptance Corporation (NASDAQ:CACC) Q1 2026 Earnings Call Transcript
Credit Acceptance Corporation reported Q1 2026 GAAP net income of $12.40 per diluted share and adjusted net income of $10.71 per diluted share, marking meaningful progress highlighted by the smallest quarterly decline in forecasted net cash flows in three years. The company emphasized its strategic focus on operational efficiency, cost discipline, and targeted investments in technology and senior leadership to drive long-term value, even amid moderation in loan assignment volume declines. They also discussed their market share strategy, aiming for profitable growth rather than volume at any cost, and noted the successful closing of a $450 million ABS transaction.
Insider sells 7,340 CACC shares via Fidelity (NASDAQ: CACC)
Jay Martin, an insider at Credit Acceptance Corporation (CACC), reported two dispositions of Common Stock via Form 144, selling a total of 7,340 shares. These sales, handled by Fidelity Brokerage Services LLC, generated proceeds of $2,224,249.42 from 4,340 shares on February 9, 2026, and $1,576,887.76 from 3,000 shares on April 17, 2026. The transactions are related to options granted on December 30, 2020.
[144] CREDIT ACCEPTANCE CORP SEC Filing
This article announces a Form 144 SEC filing by Credit Acceptance Corp (CACC), detailing a proposed sale of securities. The filing includes information on the shares to be sold, their aggregate market value, the acquisition nature, and the broker facilitating the sale. Additionally, the document confirms no securities were sold by the filer in the past three months.
Credit Acceptance Corporation stock hits 52-week high at $550.00
Credit Acceptance Corporation (CACC) stock recently hit a 52-week high of $550.00, continuing its upward trajectory with an 18.54% year-to-date gain and a 14.75% increase over the past year. Despite trading above its Fair Value, the company reported strong Q1 2026 earnings with an adjusted EPS of $10.71, exceeding forecasts and demonstrating successful efforts in loan portfolio stabilization and AI integration.
Credit Acceptance Q1 2026 Earnings Call: Complete Transcript
Credit Acceptance (NASDAQ: CACC) reported strong year-over-year earnings growth for Q1 2026, with GAAP net income at $135.8 million and adjusted net income at $117.3 million. The company is actively refining its pricing and decision-making models, utilizing detailed data analysis to address market share declines in subprime used vehicle financing. Despite a slight decrease in market share, loan volume declines have moderated, and Credit Acceptance continues to focus on improving its operations for sustainable growth.
Credit Acceptance: Q1 Earnings Snapshot
Credit Acceptance Corp. reported first-quarter earnings of $135.8 million, or $12.40 per share, with adjusted earnings of $10.71 per share. The auto financing company also posted revenue of $580 million. Its shares have risen 19% since the start of the year and 6% in the last 12 months.
Credit Acceptance (CACC) boosts Q1 2026 EPS to $12.40 as profit rises
Credit Acceptance (CACC) reported strong Q1 2026 results with GAAP net income increasing by 27.8% to $135.8 million and diluted EPS rising by 43.2% to $12.40. This performance was driven by a significant reduction in credit loss provisions (13.8%), higher finance charges from newer, higher-yield loans, and decreased interest expenses. The company also repurchased 365,258 shares and ended the quarter with $1.3 billion in liquidity while expanding its dealer network and adopting AI-enabled servicing tools.
Credit Acceptance turns $562.6M in consumer loans into $450M deal
Credit Acceptance Corporation (CACC) has completed a $450.0 million asset-backed, non-recourse secured financing deal. This involved conveying approximately $562.6 million in consumer loans to a special purpose entity, which will issue three classes of notes. The proceeds from this financing will be used to repay higher-cost debt and for general corporate purposes, with an expected average annualized cost of about 5.2%.
Credit Acceptance Announces Completion Of $450.0 Million Asset-Backed Financing
Credit Acceptance Corporation has completed a $450.0 million asset-backed non-recourse secured financing. The transaction involved conveying $562.6 million in loans to a special purpose entity, which issued three classes of notes with varying interest rates. The financing aims to repay higher-cost debt and will revolve for 24 months before amortizing based on loan cash flows.
Credit Acceptance Announces First Quarter 2026 Results
Credit Acceptance Corporation announced its first-quarter 2026 results, reporting consolidated net income of $135.8 million, or $12.40 per diluted share. Adjusted net income, a non-GAAP measure, was $117.3 million, or $10.71 per diluted share. The company highlighted progress with reduced volatility in loan forecast changes, moderation in unit volume declines, and advancements in its product roadmap, including AI-enabled call centers and digital credit applications.
Credit Acceptance: Q1 Earnings Snapshot
Credit Acceptance Corp. (CACC) reported first-quarter earnings of $135.8 million, with net income of $12.40 per share, or adjusted earnings of $10.71 per share. The auto financing company's revenue for the period was $580 million. Credit Acceptance shares have risen 19% since the beginning of the year and 6% over the last 12 months, closing at $525.67 on Tuesday.
CREDIT ACCEPTANCE INVESTOR ALERT BY FORMER LOUISIANA ATTORNEY GENERAL: KAHN SWICK & FOTI, LLC REMINDS INVESTORS of Lead Plaintiff Deadline in Class Action Lawsuit Against Credit Acceptance Corporation - CACC
Kahn Swick & Foti, LLC (KSF) and former Louisiana Attorney General Charles C. Foti, Jr., are reminding investors who lost over $100,000 in Credit Acceptance Corporation (CACC) to file lead plaintiff applications by December 1, 2020. The securities class action lawsuit alleges that Credit Acceptance and its executives failed to disclose material information between November 1, 2019, and August 28, 2020, leading to a stock price drop after the Massachusetts Attorney General filed a lawsuit against the company for alleged unfair and deceptive auto loan practices.
A Look at Credit Acceptance Corp (CACC) After 3.1% Decline -- GF Value $611.88 vs Price $500.62
Credit Acceptance Corp (CACC) shares recently dropped 3.1% to $500.62, yet GuruFocus assesses the stock as "Modestly Undervalued" with a GF Value™ of $611.88. Despite a strong GF Score™ of 77/100, indicating good long-term potential, the company faces significant financial strength concerns (3/10) and notable insider selling activity totaling $25.8 million in the last three months, without any reported buying. Investors are advised to consider these risks alongside the potential for upside.
[ARS] CREDIT ACCEPTANCE CORP SEC Filing
This article announces an ARS SEC filing by Credit Acceptance Corp (CACC) on April 28, 2026, indicating a low impact and neutral sentiment. It provides links to view the full PDF document on SEC EDGAR, along with company overview, stock rankings, recent news, and other SEC filings. The article also includes current stock data for CACC, such as market cap, float, industry, and location.
Credit Acceptance Announces Timing of First Quarter 2026 Earnings Release and Webcast
Credit Acceptance Corporation (Nasdaq: CACC) announced its first quarter 2026 earnings release is scheduled for Tuesday, May 5, 2026, after market close. The company will host a webcast at 5:00 p.m. Eastern Time on the same day to discuss the results. Interested participants can register online to access the webcast via telephone or listen live through the "Investor Relations" section of their website.
Credit Acceptance schedules May 5 earnings webcast for 5 p.m. ET
Credit Acceptance (NASDAQ: CACC) announced that it will release its first quarter 2026 earnings after the market closes on Tuesday, May 5, 2026. A live webcast will follow at 5:00 p.m. ET to discuss the earnings. Telephone participants can pre-register to ask questions, and a replay and transcript will be available on the investor relations website.
Credit Acceptance Announces Timing of First Quarter 2026 Earnings Release and Webcast
Credit Acceptance Corporation (Nasdaq: CACC) has announced the timing for its first quarter 2026 earnings release and webcast. The company plans to release its earnings news on Tuesday, May 5, 2026, after market close, followed by a webcast at 5:00 p.m. Eastern Time to discuss the results. Interested participants can pre-register for the webcast to ask questions or access it live via the company's investor relations website, where a replay and transcript will also be archived.
Credit Acceptance (NASDAQ: CACC) 2026 proxy outlines 10-year CEO RSU plan
Credit Acceptance's 2026 proxy statement details a long-term executive compensation plan for its new CEO, Vinayak R. Hegde, which includes a 10-year restricted stock unit (RSU) grant valued at $61.6 million, a $500,000 signing bonus, and a $1.1 million base salary. The company reports a CEO-to-median-employee pay ratio of 641:1 for 2025, primarily driven by this RSU grant designed to align executive interests with long-term shareholder value. Shareholders will vote on director elections, executive compensation, and auditor ratification at the upcoming annual meeting on June 10, 2026.
Credit Acceptance names Robert Bourrier as chief sales officer By Investing.com
Credit Acceptance Corporation has appointed Robert Bourrier as Chief Sales Officer to lead its national sales organization, focusing on revenue growth and market share expansion. Bourrier brings over 25 years of experience from companies like Wheels Up, Delta Air Lines, and Air Canada. This appointment comes as Credit Acceptance shows strong financial momentum with a 16% year-to-date return and 33% revenue growth, and it aims to strengthen execution and scale capabilities for continued growth.
Credit Acceptance picks Wheels Up veteran Robert Bourrier to lead sales
Credit Acceptance (Nasdaq: CACC) has appointed Robert Bourrier as its new Chief Sales Officer, effective April 27, 2026. Bourrier, with over 25 years of sales and commercial leadership experience from companies like Wheels Up, Delta Air Lines, and Air Canada, will lead the national sales organization to drive revenue growth, market share expansion, and disciplined financial performance. The company emphasizes his role in strengthening execution and scaling enterprise capabilities, while also cautioning investors about inherent risks and uncertainties associated with forward-looking statements.
Credit Acceptance Announces Robert Bourrier as Chief Sales Officer
Credit Acceptance Corporation announced that Robert Bourrier has joined the company as Chief Sales Officer. In this role, he will be responsible for leading and scaling the national sales organization, focusing on revenue growth, market share expansion, and financial performance. Bourrier brings over 25 years of sales and commercial leadership experience to Credit Acceptance.
