Phocas Financial Corp. Grows Position in Alerus Financial $ALRS
Phocas Financial Corp. significantly increased its stake in Alerus Financial by over 100% in Q4, now holding 334,357 shares valued at $7.53 million. Alerus Financial exceeded Q4 earnings expectations, reporting an EPS of $0.85 and revenue of $77.07 million, leading analysts to maintain a "Moderate Buy" rating with an average target price of $26. Despite a 3.5% dividend yield, the company's high payout ratio of 127.27% raises concerns about its long-term dividend sustainability.
Alerus Financial Corporation to Announce First Quarter Financial Results on Wednesday, April 29
Alerus Financial Corporation (Nasdaq: ALRS) announced it will release its first-quarter financial results on April 29, 2026. The company will also host a conference call on April 30, 2026, at 11:00 a.m. Central Time to discuss these results, encouraging analysts and investors to register in advance. Alerus Financial Corporation is a commercial wealth bank and national retirement services provider based in North Dakota and Minnesota.
Alerus Financial Corporation to Announce First Quarter Financial Results
Alerus Financial Corporation, a commercial wealth bank and national retirement services provider, will release its first-quarter financial results on April 29, 2026. The company will also host a conference call on April 30, 2026, at 11:00 a.m. Central Time to discuss these results. This announcement is significant for investors and the financial community as it provides critical insights into the company's performance and future outlook.
Alerus Financial sets April 30 investor call after Q1 results
Alerus Financial Corporation (Nasdaq: ALRS) will release its first-quarter 2026 financial results on Wednesday, April 29, 2026. The company will host a conference call to discuss these results on Thursday, April 30, 2026, at 11:00 a.m. CT / 12:00 p.m. ET, inviting analysts and institutional investors to register in advance for participation in the Q&A session. A recording and transcript of the call will be made available on the company’s investor website following the event.
Alerus Financial Corporation to Announce First Quarter Financial Results on Wednesday, April 29
Alerus Financial Corporation (Nasdaq: ALRS) announced it will release its first-quarter financial results on Wednesday, April 29, 2026. The company will also host a conference call on Thursday, April 30, 2026, at 11:00 a.m. Central Time for analysts and investors to discuss the results. Alerus Financial Corporation is a commercial wealth bank and national retirement services provider with offices in several states.
[ARS] ALERUS FINANCIAL CORP SEC Filing
This article reports an SEC filing by ALERUS FINANCIAL CORP (ALRS). The filing is an ARS form, submitted on April 1, 2026, at 04:19 PM. The article also provides a brief overview of ALRS stock data, recent news, and other SEC filings.
Alerus Financial Corporation to Announce First Quarter Financial Results on Wednesday, April 29
Alerus Financial Corporation announced it will release its first-quarter financial results on Wednesday, April 29, 2026. The company will also host a conference call on Thursday, April 30, 2026, at 11:00 a.m. Central Time to discuss these results, inviting analysts and institutional investors to participate.
Alerus Financial (NASDAQ: ALRS) extends $50M subordinated note maturity to 2036
Alerus Financial Corporation has extended the maturity date of its $50 million subordinated note with the Bank of North Dakota from March 30, 2031, to March 30, 2036. The modified note will bear a fixed annual interest rate of 6.75% until March 30, 2031, after which it will reset. This modification provides Alerus Financial with flexibility for redemption and aligns with its regulatory capital objectives.
Alerus Financial Corp. Experiences Revision in Its Stock Evaluation Amid Strong Performance Metrics
Alerus Financial Corp. has seen its stock valuation adjusted, now priced at $24.19, reflecting a 28.40% return over the past year, significantly outperforming the S&P 500. The company, a microcap in the major banks sector, shows key metrics like a P/E ratio of 35 and a 2.09% dividend yield. Despite higher valuations compared to peers like The First Bancshares, Inc. and First Financial Corp., Alerus Financial Corp. maintains a distinct market position.
Vanguard disaggregates holdings and reports 0 Alerus shares (NYSE: ALRS)
The Vanguard Group filed an amended Schedule 13G for Alerus Financial Corp. (NYSE: ALRS), reporting 0 shares, representing 0% beneficial ownership, after an internal realignment on January 12, 2026. This change reflects a reporting disaggregation where certain Vanguard subsidiaries will now report their holdings separately, not a market trade or sale of shares. The filing, signed by Ashley Grim, Head of Global Fund Administration, on March 26, 2026, explains the adjustment is in reliance on SEC Release No. 34-39538.
Alerus Financial Corp. Experiences Revision in Stock Evaluation Amid Mixed Performance Indicators
Alerus Financial Corp. has seen its stock evaluation revised due to changing market conditions, with its stock priced at $23.42 and an annual return of 26.80%, outperforming the S&P 500. While facing short-term declines, the company shows resilience with a positive year-to-date performance and strong longer-term metrics, despite mixed technical indicators including mildly bearish MACD weekly and bullish monthly trends.
ALERUS (ALRS) CEO corrects Form 4, 1,903 shares withheld for taxes
ALERUS (ALRS) CEO Katie A. Lorenson filed an amended Form 4 to correct an insider transaction. The amendment clarifies that 1,903 shares of common stock were withheld at $25.45 per share for tax liabilities upon the vesting of restricted stock units on February 23, 2026, not 2,025 shares as originally reported. Following this tax-withholding disposition, Lorenson directly owns 52,034 common shares, including restricted stock and shares held jointly with her spouse.
Alerus Financial (ALRS) EVP awarded 6,602 restricted stock units with 2029 vesting
Alerus Financial Corp's EVP, Forrest Wilson, was granted 6,602 restricted stock units (RSUs) on February 26, 2026, which convert to common stock. This equity award comprises both time-based and performance-based components, with time-based units vesting in 2029 and performance-based units vesting contingent on cumulative EPS and ROE goals by March 15, 2029. The payout for the performance-based units can range from 0% to 150% of the target amount.
Alerus Financial (NASDAQ: ALRS) EVP reports RSU vesting, new 9,058-unit award
Alerus Financial (NASDAQ: ALRS) EVP, CBO & CRO Jim Collins reported equity compensation changes. On February 26, 2026, 4,239 performance-based restricted stock units (RSUs) vested, and he received a new grant of 9,058 RSUs. Collins also had 1,298 common shares withheld to cover tax obligations, and he now directly holds 16,108 common shares in addition to indirect holdings.
Alerus (ALRS) CEO receives new RSU grant and withholds shares for tax
Alerus Financial Corp CEO Katie A. Lorenson reported exercising 9,363 restricted stock units (RSUs) and receiving a new grant of 19,022 RSUs. She also disposed of 2,866 common shares to cover tax liabilities upon vesting, not as an open-market sale. Following these transactions, her direct holdings are 58,531 common shares, with 19,022 RSUs outstanding, and 6,640.4572 shares held indirectly through an ESOP.
[Form 4] ALERUS FINANCIAL CORP Insider Trading Activity
Alerus Financial Corp EVP and COO Karin M. Taylor reported insider trading activity involving restricted stock units and common stock. On February 26, 2026, Taylor exercised 3,574 restricted stock units into common stock and had 1,094 common shares withheld for tax liabilities. She also received a new grant of 6,876 restricted stock units, impacting her direct and indirect holdings.
Alerus Financial (ALRS) CFO adds RSU grant and more common stock
Alerus Financial Corp EVP & Chief Financial Officer Alan Villalon reported equity compensation activity, including the exercise of 3,217 restricted stock units (RSUs) into common stock and a new grant of 7,246 RSUs. The new grant includes both time-based and performance-based units with various vesting schedules and performance criteria. Villalon's direct holdings increased to 15,719 common shares, with an additional indirect interest through an ESOP.
RSU vesting reshapes Alerus (ALRS) EVP Collins’ direct and ESOP stakes
Alerus Financial Corp EVP, CBO & CRO Jim Collins reported equity transactions involving the vesting of 2,523 Restricted Stock Units (RSUs) on February 21, 2026. Following this, 917 common shares were withheld to cover tax liabilities. As a result, Collins now directly owns 13,022 common shares and indirectly holds 720.7194 common shares through the Alerus Financial Corporation Employee Stock Ownership Program.
Alerus Financial Corporation Declares Quarterly Cash Dividend on Common Shares, Payable on April 10, 2026
Alerus Financial Corporation announced a quarterly cash dividend of $0.21 per common share, representing a 5.00% increase from the previous year. The dividend was declared on February 25, 2026, and is payable on April 10, 2026, to stockholders of record as of March 27, 2026. Alerus Financial operates as a commercial wealth bank and national retirement services provider with segments in banking, retirement and benefit services, and wealth management.
Alerus Financial Corporation Declares Cash Dividend on Common Shares
Alerus Financial Corporation announced that its board of directors declared a regular quarterly cash dividend of $0.21 per common share, representing a 5.00% increase over the dividend paid a year ago. The dividend is payable on April 10, 2026, to stockholders of record as of March 27, 2026. Alerus Financial Corporation is a commercial wealth bank and national retirement services provider based in North Dakota and Minnesota.
Alerus boosts cash dividend 5% to $0.21 ahead of April payout
Alerus Financial Corporation (NASDAQ: ALRS) announced a 5% increase in its regular quarterly cash dividend, raising it to $0.21 per common share. The dividend was declared on February 25, 2026, and is payable on April 10, 2026, to stockholders of record as of March 27, 2026. This increase reflects the company's commitment to returning value to shareholders.
Alerus Financial Corporation Declares Cash Dividend on Common Shares
Alerus Financial Corporation (NASDAQ: ALRS) announced that its board of directors declared a regular quarterly cash dividend of $0.21 per common share, representing a 5.00% increase from the previous year. The dividend is payable on April 10, 2026, to stockholders of record as of March 27, 2026. The company also provides information on its investor relations website for historic dividend data, financial statements, and earnings call transcripts.
ALERUS (ALRS) CEO Katie Lorenson reports RSU vesting and tax share withholding
ALERUS FINANCIAL CORP CEO Katie A. Lorenson reported the vesting of 5,572 restricted stock units (RSUs) into common stock on February 21, 2026, increasing her direct holdings to 53,937 shares. Subsequently, 2,025 shares were withheld on February 23, 2026, at $25.45 each to cover tax obligations, bringing her direct ownership to 51,912 shares. She also indirectly holds 2,635.5376 shares through the company's ESOP.
RSU vesting boosts Alerus Financial Corp (ALRS) COO Karin Taylor stake
Alerus Financial Corp EVP and COO Karin M. Taylor recently had 2,128 restricted stock units (RSUs) vest, converting into common shares. Following this, 774 common shares were withheld to cover tax liabilities. After these transactions, Taylor directly owns 26,110 common shares and indirectly holds an additional 2,207.6046 shares through the Alerus Employee Stock Ownership Program.
Why Alerus (ALRS) Might be Well Poised for a Surge
Alerus (ALRS) is identified as an attractive stock due to a noticeable improvement in its earnings outlook and rising analyst earnings estimates. The company has a Zacks Rank #1 (Strong Buy) indicating strong potential for outperformance, supported by positive revisions to both current-quarter and current-year earnings estimates. The article suggests that despite recent stock performance, further upside may still be possible for ALRS.
Alerus Financial (NASDAQ:ALRS) Price Target Raised to $26.00
DA Davidson has increased its price target for Alerus Financial (NASDAQ:ALRS) to $26.00, maintaining a "neutral" rating, following the company's recent earnings beat. Alerus Financial reported an EPS of $0.85 on revenue of $77.07 million, surpassing analyst expectations. The stock currently has a "Moderate Buy" consensus rating from analysts, with a target price of $26.00 and has seen several rating changes from various firms recently.
Alerus Financial stock price target raised to $26 by DA Davidson
DA Davidson has increased its price target for Alerus Financial Corp. (NASDAQ:ALRS) to $26.00 from $25.00, maintaining a Neutral rating, following strong net interest margin performance. The firm expects loan growth to resume in 2026 and fee income to remain a strength, despite the stock appearing overvalued according to InvestingPro analysis. This update coincides with the company's recent Q4 2025 earnings, where EPS significantly beat estimates but revenue experienced a notable shortfall.
Alerus Financial (ALRS) Receives New Analyst Price Target Increase
Keefe, Bruyette & Woods has raised its price target for Alerus Financial (ALRS) from $24.00 to $25.00, while maintaining a "Market Perform" rating. This update is part of a series of recent analyst actions, including upgrades and downgrades from other firms. Wall Street analysts currently forecast an average target price of $25.60 for ALRS, suggesting a 5.13% upside from its current price, with a consensus "Hold" recommendation.
Alerus Financial Corporation (NASDAQ:ALRS) Q4 2025 Earnings Call Transcript
Alerus Financial Corporation reported strong Q4 2025 earnings, showcasing significant execution of strategic initiatives and robust financial performance. The company focused on enhancing its commercial bank, repositioning its balance sheet, and growing fee income businesses, particularly in retirement and wealth management. Alerus anticipates continued organic growth, positive operating leverage, and increased tangible book value in 2026, driven by market disruption and strategic talent acquisition.
Earnings call transcript: Alerus Financial Corp Q4 2025 beats EPS expectations
Alerus Financial Corp (ALRS) reported Q4 2025 earnings per share (EPS) of $0.85, significantly exceeding the forecast of $0.57, despite a substantial revenue shortfall of $8.23 million against an expected $71.43 million. Following the announcement, the stock rose 2.79%. The company highlighted strategic investments in technology and AI, alongside competitive pressures in the deposit market, and provided an outlook for mid-single-digit loan growth and low single-digit deposit growth in 2026.
Earnings call transcript: Alerus Financial Corp Q4 2025 beats EPS expectations
Alerus Financial Corp reported strong Q4 2025 earnings, with an EPS of $0.85 significantly exceeding the forecast of $0.57, leading to a 2.79% stock price increase. Despite a substantial revenue shortfall of $8.23 million against an expected $71.43 million, the company highlighted strategic advancements in technology and AI, and a focus on transitioning to full C&I relationships from CRE. Alerus projects mid-single-digit loan growth and low single-digit deposit growth for 2026, alongside efforts to expand wealth management and explore acquisitions in the retirement and HSA sectors.
Alerus Financial Corp (NASDAQ:ALRS) Posts Mixed Q4 2025 Results with Large GAAP Loss but Strong Adjusted EPS Beat
Alerus Financial Corp (NASDAQ:ALRS) reported mixed Q4 2025 results, showing a significant GAAP net loss of $33.1 million or $(1.27) per diluted share, primarily due to a balance sheet repositioning strategy. Despite the GAAP loss, the company delivered a strong non-GAAP adjusted EPS of $0.85, handily beating analyst estimates, although revenue fell short. The market reaction was neutral, as investors weighed the strategic benefits of the balance sheet move against the immediate revenue miss and GAAP loss.
Alerus Financial Corporation Q4 2025 Earnings Call Highlights
Alerus Financial Corporation reported strong Q4 2025 results with a core return on assets of 1.62%, along with a successful integration of Home Federal and strategic balance sheet repositioning. The company projects mid-single-digit loan growth and a net interest margin of 3.5%-3.6% for 2026. Analysts maintain positive ratings for ALRS, with price target increases reflecting confidence in the company's outlook despite a reported net loss in Q4 due to a one-time asset repositioning.
Alerus Financial Corporation Announces Fourth Quarter 2025 Results, Including Balance Sheet Repositioning
Alerus Financial Corporation reported a net loss of $33.1 million for the fourth quarter of 2025 due to a strategic balance sheet repositioning involving the sale of $360.1 million in available-for-sale securities, resulting in a pre-tax loss of $68.4 million. Despite the reported loss, adjusted pre-provision net revenue increased to $25.3 million, and the company's CEO highlighted a strong 2025 with exceeded financial performance expectations and strategic actions taken to position Alerus for higher profitability in 2026 and beyond. Key highlights include improvements in net interest income, growth in wealth management and retirement services income, and increased tangible book value per common share.
Alerus Financial Corporation Announces Fourth Quarter 2025 Results, Including Balance Sheet Repositioning
Alerus Financial Corporation reported a net loss of $33.1 million for the fourth quarter of 2025, primarily due to a strategic balance sheet repositioning that involved selling $360.1 million of available-for-sale securities, resulting in a pre-tax net loss of $68.4 million. Despite the loss, the company's CEO, Katie O'Neill Lorenson, highlighted 2025 as a defining year with strong financial performance, successful integration of the HMN Financial acquisition, and strategic actions to position Alerus for higher profitability and growth in 2026 and beyond. These actions included de-risking the loan portfolio, achieving strong C&I loan growth, and maintaining a leading position in fee-based revenue.
Alerus Financial Posts Q4 Loss Amid Strategic Repositioning
Alerus Financial (ALRS) reported a Q4 2025 net loss of $33.1 million due to a $68.4 million loss from strategically selling low-yielding securities. Despite this, adjusted metrics showed strong performance with adjusted diluted EPS of $0.85, indicating positive underlying growth. Analysts rate ALRS as a Buy with a $29.00 price target, and TipRanks' AI Analyst also assesses it as Outperform due to solid financials and valuation, although technical signals suggest modest momentum.
Alerus (ALRS) Reports Next Week: Wall Street Expects Earnings Growth
Alerus (ALRS) is expected to announce its quarterly earnings on January 28, with Wall Street anticipating a year-over-year increase in earnings to $0.57 per share despite a projected 1.5% decrease in revenues. The consensus EPS estimate has been revised higher by 4.59% over the last 30 days. However, the company currently has an Earnings ESP of -4.07% combined with a Zacks Rank of #2, making an earnings beat difficult to predict conclusively.
Alerus Financial Corporation to Announce Fourth Quarter Financial Results on Wednesday, January 28
Alerus Financial Corporation (Nasdaq: ALRS) will release its fourth-quarter financial results on Wednesday, January 28, 2026. Following this, the company will host a conference call on Thursday, January 29, 2026, at 11:00 a.m. Central Time to discuss the results with analysts and institutional investors. A recording and transcript of the call will be available on the investor relations website.
Alerus Financial Corporation to Announce Fourth Quarter Financial Results on Wednesday, January 28
Alerus Financial Corporation (Nasdaq: ALRS) announced it will release its fourth-quarter financial results on Wednesday, January 28, 2026. Following the release, the company will host a conference call on Thursday, January 29, 2026, at 11:00 a.m. Central Time to discuss the results. Analysts and institutional investors are invited to participate in a question-and-answer session during the call.
Alerus Financial (ALRS): Downgraded to Market Perform by Hovde Group
Hovde Group downgraded Alerus Financial (ALRS) to Market Perform from Outperform, reflecting a shift in outlook. This follows varied recent analyst actions, including an upgrade from Raymond James and maintained ratings with price target adjustments from Piper Sandler and Keefe, Bruyette & Woods. Alerus Financial operates in banking, retirement & benefit services, wealth management, and mortgage sectors.
Alerus Financial Corporation to Announce Fourth Quarter Financial Results on Wednesday, January 28
Alerus Financial Corporation will release its fourth-quarter financial results on January 28, 2026, and host a conference call on January 29, 2026, at 11:00 a.m. Central Time to discuss them. Analysts and institutional investors are invited to register for the call. A recording and transcript will be available on the company's investor relations website.
Raymond James upgrades Alerus Financial stock rating to Strong Buy
Raymond James has upgraded Alerus Financial Corp. (NASDAQ:ALRS) to "Strong Buy" from "Outperform," increasing its price target to $27.00. This upgrade follows a securities portfolio restructuring in late December 2025, which is expected to improve the company's earnings and reduce interest rate risk. The bank, which maintains dividend payments for 41 consecutive years, is seen as an attractive investment due to its discounted valuation and improved growth prospects.
Raymond James upgrades Alerus Financial stock rating to Strong Buy By Investing.com
Raymond James has upgraded Alerus Financial Corp. (NASDAQ:ALRS) to "Strong Buy" from "Outperform" and increased its price target to $27.00, citing enhanced earnings power and reduced interest rate risk following a portfolio restructuring in late December 2025. The firm revised its 2026 and 2027 EPS estimates upwards by 8% and noted the bank's attractive valuation, consistent dividend payments, and strong financial health. This upgrade comes after Alerus Financial's recent earnings beat and a strategic sale of securities to reinvest in higher-yielding alternatives.
Raymond James upgrades Alerus Financial stock rating to Strong Buy By Investing.com
Raymond James upgraded Alerus Financial Corp. (NASDAQ:ALRS) to "Strong Buy" from "Outperform," increasing its price target to $27.00. This upgrade follows Alerus's securities portfolio restructuring in late 2025, which improved its earnings potential and reduced interest rate risk. The company, trading at a 11.51 P/E ratio, has maintained 41 consecutive years of dividend payments and now offers a 3.74% yield, presenting an attractive entry point after its balance sheet optimization.
Alerus Financial Restructures Securities Portfolio To Boost Margins
Alerus Financial recently sold $360 million of available-for-sale securities, realizing a one-time pre-tax net loss of $68.5 million. The company reinvested these proceeds into higher-yielding, shorter-duration securities, a strategic move expected to increase its 2026 net interest margin and enhance long-term value. Analysts maintain a "Buy" rating on ALRS stock with a $25.00 price target.
Alerus Financial Corporation Reinvests $360M of Securities to Improve Profitability Profile
Alerus Financial Corporation sold $360 million of available-for-sale securities with a 1.7% yield and reinvested the proceeds into new securities yielding 4.7%, aiming to enhance its profitability. This strategic move is expected to improve the company's 2026 net interest margin guidance to 3.50%-3.60% and improve financial returns without impacting tangible capital. The company emphasized its commitment to strengthening its balance sheet and creating long-term value for stakeholders.
Alerus Financial Corp Reinvests $360M to Enhance Profitability
Alerus Financial Corp announced on December 29, 2025, the sale and reinvestment of $360 million in securities, representing 68% of its total AFS securities, to significantly boost profitability. The move aims to increase the yield from 1.7% to 4.7%, expecting the 2026 net interest margin to rise to 3.50%-3.60%, thereby supporting higher earnings and returns while maintaining capital measures above regulatory limits.
Alerus Financial Corporation Reinvests $360M of Securities to Improve Profitability Profile
Alerus Financial Corporation sold $360 million of available-for-sale securities with a 1.7% yield, incurring a $68.5 million pre-tax loss. The company reinvested the proceeds into new securities with a 4.7% yield, expecting to improve its 2026 net interest margin to 3.50%-3.60% and enhance profitability without impacting tangible capital. This strategic move aims to strengthen the balance sheet and create long-term shareholder value.
Gendell Jeffrey L Sells 156,094 Shares of Alerus Financial $ALRS
Gendell Jeffrey L significantly reduced its stake in Alerus Financial ($ALRS) by selling 156,094 shares, decreasing its holdings by 40% to 233,700 shares valued at approximately $5.06 million. Despite this insider selling, Alerus Financial reported strong Q2 earnings, beating analyst expectations with $0.66 EPS vs. $0.59 consensus and $72.57 million in revenue. The company also declared a quarterly dividend of $0.21, with analysts maintaining a consensus "Hold" rating and an average price target of $25.00.
Alerus Financial (NASDAQ:ALRS) Is Paying Out A Dividend Of $0.21
Alerus Financial (NASDAQ:ALRS) is set to pay a dividend of $0.21 per share on January 9th, representing an annual yield of 3.6%. The company has a solid track record of dividend payments for over 10 years and its payout ratio of 41% is well-covered by earnings, with future EPS growth projected at 24.8% over the next three years. Despite a slight decline in EPS over the past five years, analysts forecast future earnings growth, suggesting the dividend is sustainable for now.
