American Coastal Insurance (NASDAQ:ACIC) Upgraded at Wall Street Zen
American Coastal Insurance (NASDAQ:ACIC) has been upgraded from a "hold" to a "buy" rating by Wall Street Zen, raising its average rating on MarketBeat to "Moderate Buy." The company's stock traded up by approximately 1.3% at $11.11, with a market capitalization of $540.6 million. Several institutional investors and hedge funds have recently increased their positions in ACIC, collectively owning 22.11% of the company's stock.
ACIC PE Ratio & Valuation, Is ACIC Overvalued
American Coastal Insurance Corp (ACIC) is currently considered overvalued, with its forward Price-to-Sales (PS) ratio of 1.75 exceeding its five-year average of 2.99, indicating a 6.73% overvaluation compared to its fair price range of $3.36 to $10.30. Its P/S ratio is also significantly higher than the industry average, despite strong revenue growth, raising questions about its sustainability. Key metrics like P/B ratio and FCF yield suggest mixed valuation signals when compared to historical averages.
American Coastal Insurance Corp. Experiences Revision in Its Stock Evaluation Amid Market Volatility
American Coastal Insurance Corp. has recently seen its stock price decline to $11.13 amidst market volatility, though it has significantly outperformed the S&P 500 over the past three years with a 348.79% return. Despite this long-term strength, technical indicators like MACD and Bollinger Bands currently suggest a bearish sentiment for the microcap insurance player. The article highlights the company's resilience despite recent challenges, contrasting its short-term underperformance against the S&P 500 with its strong long-term gains.
American Coastal Insurance Corporation (NASDAQ:ACIC) Short Interest Up 23.8% in March
American Coastal Insurance Corporation (NASDAQ:ACIC) saw a significant 23.8% increase in short interest in March, reaching 621,129 shares, which represents 2.5% of its stock sold short. Institutional investors, including Russell Investments and Tower Research, have increased their holdings, with hedge funds and institutions now owning 22.11% of the company. Despite limited analyst coverage, the stock holds a "Moderate Buy" consensus rating, while its price performance shows a 1-year low of $9.97 and a 1-year high of $13.06.
Short Interest in American Coastal Insurance Rises 23.8% in March
Short interest in American Coastal Insurance (NASDAQ:ACIC) significantly increased by 23.8% in March, reaching 621,129 shares sold short. This rise reflects growing bearish sentiment towards the coastal property and casualty insurer, potentially indicating concerns about its performance or the broader insurance market amidst economic uncertainty. Investors are advised to closely monitor this trend and the underlying factors driving it.
Top Dividend Stocks To Consider In March 2026
This article identifies a selection of top dividend stocks for investors to consider in March 2026, focusing on companies with consistent payouts despite a recent dip in the U.S. market. It highlights American Coastal Insurance, First Merchants, and Central Pacific Financial, detailing their dividend yields, payout ratios, and financial health. The analysis aims to help investors seeking a balance of income and capital appreciation.
American Coastal seeks $200m Florida multi-peril cover with Armor Re II 2026-1 cat bond
American Coastal Insurance Company (AmCoastal) is re-entering the catastrophe bond market with its new Armor Re II Ltd. (Series 2026-1) transaction, aiming to secure $200 million in multi-peril reinsurance coverage for Florida. This marks AmCoastal's first solely sponsored Florida multi-peril cat bond, following previous similar issuances. The offering includes two tranches of notes with varying risk profiles, providing coverage for named storm, earthquake fire following, severe weather, and fire perils on an indemnity, per-occurrence basis for three years.
Davis Kern Michael, ACIC director, buys $2210 in stock
Davis Kern Michael, a director at American Coastal Insurance (NASDAQ:ACIC), recently purchased 200 shares of company stock for $2,210. This insider transaction comes as the stock trades at a P/E ratio of 5.32, with analysis suggesting it may be undervalued. Additionally, Oppenheimer initiated coverage on ACIC with a "Perform" rating, citing the company's strong position in the Florida commercial residential insurance market, particularly in the condominium segment.
American Coastal Insurance (ACIC) director buys shares for children
American Coastal Insurance Corp director Michael Kern Davis made minor open-market purchases of company stock for accounts held by his children. On March 20, 2026, he acquired 100 shares for each of his two children at $11.05 per share. These indirect purchases of 200 shares total are modest compared to his direct ownership of 299,564 shares.
American Coastal Insurance (NASDAQ:ACIC) Upgraded to Buy at Wall Street Zen
Wall Street Zen has upgraded American Coastal Insurance (NASDAQ:ACIC) from "hold" to "buy," with Weiss Ratings also raising its rating to "buy." This contributes to a consensus "Moderate Buy" rating for the company, despite Oppenheimer initiating coverage at "market perform." ACIC is trading near $11 with a market cap of approximately $538 million and a P/E ratio of 5.17.
Davis Kern Michael buys American Coastal Insurance (ACIC) shares By Investing.com
Director Davis Kern Michael of American Coastal Insurance (NASDAQ:ACIC) recently purchased 800 shares of common stock across multiple transactions on March 18 and 19, 2026, for a total value of $8,944. These purchases occurred as the stock trades near a P/E ratio of 5.08 and offers a 6.65% dividend yield, with InvestingPro analysis suggesting it is undervalued. Separately, Oppenheimer initiated coverage on American Coastal Insurance with a "Perform" rating, noting its strong presence and superior margins in the Florida commercial residential insurance market.
Davis Kern Michael buys American Coastal Insurance (ACIC) shares
Director Davis Kern Michael recently purchased 800 shares of American Coastal Insurance (ACIC) in multiple transactions on March 18 and 19, 2026, for a total value of $8944. These purchases occurred as the stock trades near a P/E ratio of 5.08 and offers a 6.65% dividend yield. Oppenheimer also initiated coverage on ACIC with a "Perform" rating, citing the company's strong position in the Florida commercial residential insurance market and superior margins.
[Form 4] AMERICAN COASTAL INSURANCE Corp Insider Trading Activity
American Coastal Insurance Corp director Michael Kern Davis reported small open-market purchases of common stock on March 18-19, 2026. He bought a total of 800 shares indirectly for family members' accounts at prices between $11.12 and $11.25 per share. These transactions represent a modest increase relative to his overall beneficial ownership.
American Coastal Insurance Corporation Announces the Completion of $5 Million in Common Stock Share Repurchases
American Coastal Insurance Corporation announced it completed $5 million in common stock share repurchases, acquiring 438,746 shares at an average price of $11.40 per share. The company still has authorization for an additional $20 million in repurchases. This action is part of a disciplined capital management strategy, according to President & CEO Brad Martz.
Insider Buying: American Coastal Insurance (NASDAQ:ACIC) Director Buys 1,400 Shares of Stock
American Coastal Insurance (NASDAQ:ACIC) Director Kern Michael Davis recently purchased 1,400 shares of the company's stock for $16,394, increasing his ownership by over 51%. Following this transaction, his total holdings are valued at approximately $48,315.
American Coastal Insurance Corporation Announces the Completion of $5 Million in Common Stock Share Repurchases
American Coastal Insurance Corporation (ACIC) has announced the completion of $5 million in common stock share repurchases, acquiring 438,746 shares at an average price of $11.40 per share. This move is part of the company's disciplined capital management strategy, aiming to enhance balance sheet strength and liquidity. ACIC still has authorization to repurchase an additional $20 million in common stock.
American Coastal Insurance (ACIC) director buys additional shares
American Coastal Insurance Corp (ACIC) director Michael Kern Davis reported open-market purchases of 1,400 shares of common stock on March 4, 2026, at $11.71 per share. These shares were acquired for accounts in the names of his children, over which he has trading authority, thus constituting indirect beneficial ownership. Following these transactions, Davis indirectly holds 4,126 shares in child accounts and directly holds 299,564 shares of Common Stock.
American Coastal Insurance Corporation Announces the Completion of $5 Million in Common Stock Share Repurchases
American Coastal Insurance Corporation (ACIC) has completed a $5 million common stock share repurchase program, buying back 438,746 shares at an average price of $11.40. The company still has authorization to repurchase an additional $20 million in common stock. This move is part of their capital management strategy, reflecting improved balance sheet strength and liquidity.
American Coastal spends $5M buying its stock, with $20M still authorized
American Coastal Insurance Corporation (Nasdaq: ACIC) completed $5 million in common stock repurchases, acquiring 438,746 shares at an average price of $11.40 per share. These open-market transactions were finalized on March 11, 2026, with Raymond James as the broker. The company still has authorization to repurchase an additional $20 million in common stock, maintaining a disciplined capital management strategy though future repurchases are subject to market conditions and capital needs.
American Coastal Insurance (NASDAQ:ACIC) Downgraded by Wall Street Zen to "Hold"
Wall Street Zen has downgraded American Coastal Insurance (NASDAQ:ACIC) from a "buy" to a "hold" rating. This adjustment comes amidst mixed analyst coverage, with Oppenheimer initiating a "market perform" rating and Weiss Ratings upgrading ACIC to a "buy," resulting in an overall "Moderate Buy" average rating. The article also details the company's financial fundamentals, recent stock performance, and significant institutional trading activity.
American Coastal Insurance Forms Death Cross, Signals Bearish Trend Ahead
American Coastal Insurance Corp. has formed a "Death Cross," where its short-term moving average dipped below its long-term moving average, indicating a potential bearish trend. Various technical indicators, such as MACD and Bollinger Bands, also suggest negative momentum. Despite strong performance over the past three years, the company's stock has underperformed the S&P 500 significantly in the last year, signaling a shift in market sentiment.
American Coastal Insurance (ACIC) Combined Ratio Near 60% Challenges Earnings Decline Narrative
American Coastal Insurance (ACIC) reported strong FY 2025 results with a combined ratio near 60% and a 31.8% net margin, which aligns with bullish arguments about its underwriting. However, analysts forecast future earnings and revenue declines of 17.7% and 3.5% annually, respectively, creating tension with its current profitability and a P/E ratio of 5.2x compared to a DCF fair value of US$40.51. This discrepancy highlights a debate between recent performance and future expectations, alongside an unstable dividend history.
American Coastal Insurance 2025 10-K — Net income $106.8M, Comprehensive $115.3M
American Coastal Insurance (ACIC) reported strong financial results for the year ended December 31, 2025, with net income reaching $106.837 million and comprehensive income of $115.261 million. These positive figures were largely driven by significant equity-method earnings from subsidiaries, contributing $114.612 million, and favorable unrealized investment gains. The company's performance indicates operational stability in its core insurance activities, bolstered by strong subsidiary contributions and investment portfolio valuations.
american coastal insurance corporation Earnings dates
This article provides the upcoming earnings dates for American Coastal Insurance Corporation (ACIC), detailing their Q4 2025 and Q3 2024 earnings announcements, including estimated and actual EPS. It lists two specific dates along with the expected time of release.
Short Interest in American Coastal Insurance Corporation (NASDAQ:ACIC) Declines By 21.7%
Short interest in American Coastal Insurance Corporation (NASDAQ:ACIC) decreased by 21.7% in February, totaling 474,148 shares, or about 1.9% of shares outstanding. Hedge funds and institutional investors have been increasing their holdings, with institutional ownership now at 22.11%. The stock trades at $11.39 with a market cap of $555.4M and has received a "Moderate Buy" consensus rating from analysts, following recent upgrades.
Troy Crawford named CUO of American Coastal Insurance Corporation
American Coastal Insurance Corporation (ACIC) has appointed Troy Crawford as its new Chief Underwriting Officer (CUO). Crawford, who was previously CUO of AmCoastal in January 2025, will now oversee the underwriting functions for ACIC while continuing to manage AmCoastal's portfolio performance. He brings over three decades of experience in property and casualty P&L portfolios from leading carriers like Nationwide Insurance, The Hartford, and Westfield.
American Coastal Insurance Corp. Sees Revision in Stock Evaluation Amid Market Dynamics
American Coastal Insurance Corp. has seen its stock evaluation revised due to fluctuating market conditions and significant volatility. Despite strong three-year returns, the company has underperformed the S&P 500 recently, exhibiting bearish technical signals, though daily moving averages show some short-term bullishness. The revision highlights the critical need for investors to carefully observe market dynamics and the company's performance.
AMERICAN COASTAL (ACIC) underwriting chief buys 3,200 company shares
AMERICAN COASTAL INSURANCE Corp Chief Underwriting Officer Troy J. Crawford purchased 3,200 shares of the company's common stock at an average price of $11.085 per share in an open-market transaction. Following this purchase, his direct holding in the company increased to 12,585 shares. The transaction, classified as a "P" for purchase, reflects a positive sentiment for the stock.
American Coastal Insurance Corp. Appoints Troy Crawford as Chief Underwriting Officer
American Coastal Insurance Corporation (NASDAQ: ACIC) announced the appointment of Troy Crawford, MBA, CPCU, CLU, as its Chief Underwriting Officer. Crawford, who has over 30 years of experience in property and casualty P&L, will oversee underwriting strategy, risk selection, and portfolio performance for the company. He previously served as Chief Underwriting Officer of AmCoastal since January 2025.
[8-K] AMERICAN COASTAL INSURANCE Corp Reports Material Event | ACIC SEC Filing - Form 8-K
American Coastal Insurance Corporation (ACIC) reported significant board and leadership changes through an 8-K SEC filing. Sherrill W. Hudson will not seek re-election to the board, with Deirdre A. Brown nominated to fill his seat, bringing extensive accounting and strategy experience. Additionally, Troy Crawford has been appointed Chief Underwriting Officer, expanding his role and responsibilities for the company's underwriting functions under a new employment agreement.
American Coastal completes run-off of personal lines book with sale of Interboro to Forza
American Coastal Insurance Corporation has sold its New York-domiciled insurer, Interboro Insurance Company, to Forza Insurance Holdings, LLC, marking the completion of American Coastal's personal lines portfolio run-off. This sale allows American Coastal to concentrate on its growing commercial specialty property portfolio, while Interboro will diversify Forza's property insurance offerings and partner with SageSure for policy administration, underwriting, and claims services. The deal emphasizes Interboro's strong fit with Forza and SageSure, aiming to leverage their combined expertise for future growth.
Coastal insurer logs 36% ROE, 33% book value jump in 2025
American Coastal Insurance Corporation (ACIC) reported strong financial results for 2025, reaching a net income of $106.8 million and diluted EPS of $2.15, exceeding guidance. The company achieved a 36.2% return on equity and increased its book value per share by 33.1% to $6.51, driven by improved underwriting and a significant decrease in losses and loss adjustment expenses compared to the previous year. While gross written premiums saw a decline, ACIC strengthened its liquidity and continued to return capital to shareholders through special dividends.
American Coastal Insurance Announces Board Change and New Underwriting Chief
American Coastal Insurance has announced significant changes to its leadership, with Director Sherrill W. Hudson stepping down and Deirdre Brown nominated to the board to enhance risk oversight. Additionally, Troy Crawford has been appointed Chief Underwriting Officer, expanding his role to oversee enterprise-wide underwriting strategy and portfolio performance. The company's stock, ACIC, currently holds a "Buy" rating with a $13.00 price target from analysts, though TipRanks' AI Analyst Spark rates it as Neutral due to mixed financial signals.
American Coastal Insurance Corporation Announces the Appointment of Troy Crawford as Chief Underwriting Officer
American Coastal Insurance Corporation (ACIC) has announced the appointment of Troy Crawford as its Chief Underwriting Officer. Mr. Crawford, who previously held the same role for American Coastal Insurance Company, will now be responsible for the underwriting functions of the entire holding company. He brings over 30 years of experience from leading property and casualty carriers.
30-year insurance vet Troy Crawford to steer American Coastal underwriting
American Coastal Insurance Corporation (ACIC) has appointed Troy Crawford as its Chief Underwriting Officer, effective February 20, 2026. Crawford, with over 30 years of property & casualty experience, will consolidate underwriting leadership and risk-selection oversight at the corporate level, expanding on his previous role as AmCoastal's Chief Underwriting Officer since January 2025. This appointment is noted as a highly experienced hire, reinforcing the company's focus on underwriting strategy amidst recent positive financial performance.
American Coastal Insurance Corporation Announces the Appointment of Troy Crawford as Chief Underwriting Officer
American Coastal Insurance Corporation (ACIC) announced the appointment of Troy Crawford as its Chief Underwriting Officer. Mr. Crawford, who has over 30 years of experience in property and casualty P&L, was previously named Chief Underwriting Officer of AmCoastal in January 2025. In his new role, he will be responsible for the underwriting functions of ACIC, in addition to AmCoastal's portfolio performance.
ACIC (ACIC) Chief Underwriting Officer reports 9,385 common shares held
AMERICAN COASTAL INSURANCE Corp (ACIC) Chief Underwriting Officer, Troy J. Crawford, has filed an initial ownership report (Form 3) indicating direct ownership of 9,385 shares of the company's common stock as of February 17, 2026. This filing establishes his existing stake and does not represent a recent purchase or sale of shares. Crawford's position as Chief Underwriting Officer requires him to report his equity holdings.
American Coastal: Q4 Earnings Snapshot
American Coastal Insurance Corporation (ACIC) reported a fourth-quarter net income of $26.6 million, or 53 cents per share, with adjusted earnings of 51 cents per share. The company posted revenue of $86.4 million for the quarter and $335.4 million for the year, with an annual profit of $106.8 million. Shares of American Coastal have declined 12% since the start of the year and 17% in the last 12 months.
American Coastal Insurance earnings beat by $0.09, revenue fell short of estimates
American Coastal Insurance (NASDAQ: ACIC) reported Q4 EPS of $0.52, beating analyst estimates by $0.09, but revenue of $114.51M fell short of the $126.67M consensus. The company's stock has seen a decline of -4.79% in the last 3 months and -10.95% over the last 12 months, despite receiving positive EPS revisions. InvestingPro rates American Coastal Insurance's financial health as "great performance."
American Coastal Insurance (ACIC) reports next week: Wall Street expects earnings growth
Wall Street anticipates American Coastal Insurance (ACIC) will report earnings growth when it releases its next quarterly results. The company is expected to post earnings of $0.18 per share, a significant increase from the negative earnings per share reported in the prior-year quarter, with revenue also projected to rise. Investors will be watching for potential positive earnings surprises, historically linked to an upward movement in share price.
Countdown to American Coastal (ACIC) Q4 Earnings: Wall Street Forecasts for Key Metrics
Wall Street analysts are anticipating American Coastal Insurance (ACIC) to report Q4 earnings of $0.42 per share, marking a 250% year-over-year increase, with revenues projected to rise by 5.2% to $83.41 million. Key metrics like net premiums earned, net investment income, loss ratio, expense ratio, and combined ratio are also forecasted, suggesting improvements compared to the previous year. This analysis emphasizes the importance of tracking earning estimate revisions as an indicator of potential investor reactions.
American Coastal Insurance (ACIC) Reports Next Week: Wall Street Expects Earnings Growth
American Coastal Insurance (ACIC) is projected to announce strong earnings growth next week, with Wall Street anticipating a significant year-over-year increase in EPS and higher revenues for the quarter ended December 2025. While the company has a history of beating earnings estimates, its current Zacks Earnings ESP suggests a degree of uncertainty regarding a positive surprise this quarter. Investors are advised to consider other factors alongside these estimates when evaluating the stock.
American Coastal Insurance Corporation Schedules Fourth Quarter and Full Year 2025 Financial Results and Conference Call
American Coastal Insurance Corporation (ACIC) announced it will release its financial results for the fourth quarter and full year ended December 31, 2025, on Thursday, February 19, 2026, after market close. The company will also host a conference call at 5:00 p.m. ET to discuss the results, which will include live remarks and a Q&A session. Interested parties can participate via dial-in numbers or webcast, with the webcast archived for 30 days.
American Coastal sets Feb. 19 call on 2025 results
American Coastal Insurance Corporation (NASDAQ: ACIC) announced it will release its fourth-quarter and full-year 2025 financial results on February 19, 2026, after the market closes. The company will also host a conference call at 5:00 p.m. ET on the same day, which will include live remarks and a Q&A session. Dial-in details are provided for participants, and a webcast of the call will be archived for approximately 30 days.
American Coastal Insurance (NASDAQ:ACIC) Upgraded to "Buy" at Wall Street Zen
American Coastal Insurance (NASDAQ:ACIC) has been upgraded from a "hold" to a "Buy" rating by Wall Street Zen, with Weiss Ratings also raising its rating, contributing to a "Moderate Buy" consensus on MarketBeat. The company's shares recently opened at $11.31, with a market capitalization of approximately $551.5 million and a low price-to-earnings ratio of 6.61. Several institutional investors, including Russell Investments and Tower Research, have significantly increased their positions in ACIC, with institutional ownership now standing at roughly 22.11%.
3 Reliable Dividend Stocks Offering At Least 5.1% Yield
This article highlights three reliable dividend stocks — American Coastal Insurance (ACIC), Farmers National Banc (FMNB), and VICI Properties (VICI) — that offer yields of at least 5.1%, appealing to investors seeking stable income in a fluctuating market. Each stock is analyzed for its dividend stability, payout ratios, and recent financial performance. The article suggests these companies could be valuable additions to a dividend-focused portfolio.
American Coastal Insurance (NASDAQ:ACIC) Downgraded by Wall Street Zen to "Hold"
American Coastal Insurance (NASDAQ:ACIC) was downgraded from "buy" to "hold" by Wall Street Zen, though other recent ratings include a "buy" from Weiss Ratings and a "market perform" from Oppenheimer, resulting in a consensus "Moderate Buy" rating. The stock opened at $11.07, down about 1.6%, with a market cap of approximately $540 million and a P/E ratio of 6.47. Institutional investors, including JPMorgan Chase & Co., have recently increased their stakes, with institutions now owning about 22.11% of the company.
American Coastal Insurance Corp Announces New Strategic Initiatives
American Coastal Insurance Corp (ACIC) announced new strategic initiatives, including expanding its E&S insurance capacity by assuming 6% of AmRisc's E&S portfolio and forming a new subsidiary, ACES, with $30 million in capital. The company projects 2026 E&S gross premium written at $75 million and set 2026 revenue guidance between $335 million and $365 million. ACIC also paid a special cash dividend of $0.75 per share on January 9, 2026.
American Coastal Insurance unveils nationwide E&S expansion strategy
American Coastal Insurance (ACIC) is expanding its operations beyond Florida into the nationwide Excess and Surplus (E&S) commercial property market. This expansion includes a 6% net quota share of AmRisc's portfolio and the formation of ACES Specialty Insurance Company, targeting commercial property risks in Florida, South Carolina, and Texas. The company aims for underwriting profitability, low net catastrophe retention, and strong financial guidance for 2026.
Oppenheimer initiates coverage on American Coastal Insurance stock with Perform rating
Oppenheimer has initiated coverage on American Coastal Insurance Corp. (NASDAQ:ACIC) with a Perform rating. The firm acknowledged American Coastal’s strong position in the Florida commercial residential insurance market and impressive revenue growth, but expressed concerns about intensified competition and potential limitations to earnings per share growth. InvestingPro data suggests ACIC is slightly undervalued with a "GREAT" financial health score, following robust Q3 2025 financial results.
