American Coastal Insurance Announces Board Change and New Underwriting Chief
American Coastal Insurance has announced significant changes to its leadership, with Director Sherrill W. Hudson stepping down and Deirdre Brown nominated to the board to enhance risk oversight. Additionally, Troy Crawford has been appointed Chief Underwriting Officer, expanding his role to oversee enterprise-wide underwriting strategy and portfolio performance. The company's stock, ACIC, currently holds a "Buy" rating with a $13.00 price target from analysts, though TipRanks' AI Analyst Spark rates it as Neutral due to mixed financial signals.
American Coastal Insurance Corporation Announces the Appointment of Troy Crawford as Chief Underwriting Officer
American Coastal Insurance Corporation (ACIC) has announced the appointment of Troy Crawford as its Chief Underwriting Officer. Mr. Crawford, who previously held the same role for American Coastal Insurance Company, will now be responsible for the underwriting functions of the entire holding company. He brings over 30 years of experience from leading property and casualty carriers.
30-year insurance vet Troy Crawford to steer American Coastal underwriting
American Coastal Insurance Corporation (ACIC) has appointed Troy Crawford as its Chief Underwriting Officer, effective February 20, 2026. Crawford, with over 30 years of property & casualty experience, will consolidate underwriting leadership and risk-selection oversight at the corporate level, expanding on his previous role as AmCoastal's Chief Underwriting Officer since January 2025. This appointment is noted as a highly experienced hire, reinforcing the company's focus on underwriting strategy amidst recent positive financial performance.
American Coastal Insurance Corporation Announces the Appointment of Troy Crawford as Chief Underwriting Officer
American Coastal Insurance Corporation (ACIC) announced the appointment of Troy Crawford as its Chief Underwriting Officer. Mr. Crawford, who has over 30 years of experience in property and casualty P&L, was previously named Chief Underwriting Officer of AmCoastal in January 2025. In his new role, he will be responsible for the underwriting functions of ACIC, in addition to AmCoastal's portfolio performance.
American Coastal: Q4 Earnings Snapshot
American Coastal Insurance Corporation (ACIC) reported a fourth-quarter net income of $26.6 million, or 53 cents per share, with adjusted earnings of 51 cents per share. The company posted revenue of $86.4 million for the quarter and $335.4 million for the year, with an annual profit of $106.8 million. Shares of American Coastal have declined 12% since the start of the year and 17% in the last 12 months.
American Coastal Insurance earnings beat by $0.09, revenue fell short of estimates
American Coastal Insurance (NASDAQ: ACIC) reported Q4 EPS of $0.52, beating analyst estimates by $0.09, but revenue of $114.51M fell short of the $126.67M consensus. The company's stock has seen a decline of -4.79% in the last 3 months and -10.95% over the last 12 months, despite receiving positive EPS revisions. InvestingPro rates American Coastal Insurance's financial health as "great performance."
American Coastal Insurance (ACIC) reports next week: Wall Street expects earnings growth
Wall Street anticipates American Coastal Insurance (ACIC) will report earnings growth when it releases its next quarterly results. The company is expected to post earnings of $0.18 per share, a significant increase from the negative earnings per share reported in the prior-year quarter, with revenue also projected to rise. Investors will be watching for potential positive earnings surprises, historically linked to an upward movement in share price.
Countdown to American Coastal (ACIC) Q4 Earnings: Wall Street Forecasts for Key Metrics
Wall Street analysts are anticipating American Coastal Insurance (ACIC) to report Q4 earnings of $0.42 per share, marking a 250% year-over-year increase, with revenues projected to rise by 5.2% to $83.41 million. Key metrics like net premiums earned, net investment income, loss ratio, expense ratio, and combined ratio are also forecasted, suggesting improvements compared to the previous year. This analysis emphasizes the importance of tracking earning estimate revisions as an indicator of potential investor reactions.
American Coastal Insurance (ACIC) Reports Next Week: Wall Street Expects Earnings Growth
American Coastal Insurance (ACIC) is projected to announce strong earnings growth next week, with Wall Street anticipating a significant year-over-year increase in EPS and higher revenues for the quarter ended December 2025. While the company has a history of beating earnings estimates, its current Zacks Earnings ESP suggests a degree of uncertainty regarding a positive surprise this quarter. Investors are advised to consider other factors alongside these estimates when evaluating the stock.
American Coastal Insurance Corporation Schedules Fourth Quarter and Full Year 2025 Financial Results and Conference Call
American Coastal Insurance Corporation (ACIC) announced it will release its financial results for the fourth quarter and full year ended December 31, 2025, on Thursday, February 19, 2026, after market close. The company will also host a conference call at 5:00 p.m. ET to discuss the results, which will include live remarks and a Q&A session. Interested parties can participate via dial-in numbers or webcast, with the webcast archived for 30 days.
American Coastal sets Feb. 19 call on 2025 results
American Coastal Insurance Corporation (NASDAQ: ACIC) announced it will release its fourth-quarter and full-year 2025 financial results on February 19, 2026, after the market closes. The company will also host a conference call at 5:00 p.m. ET on the same day, which will include live remarks and a Q&A session. Dial-in details are provided for participants, and a webcast of the call will be archived for approximately 30 days.
American Coastal Insurance (NASDAQ:ACIC) Upgraded to "Buy" at Wall Street Zen
American Coastal Insurance (NASDAQ:ACIC) has been upgraded from a "hold" to a "Buy" rating by Wall Street Zen, with Weiss Ratings also raising its rating, contributing to a "Moderate Buy" consensus on MarketBeat. The company's shares recently opened at $11.31, with a market capitalization of approximately $551.5 million and a low price-to-earnings ratio of 6.61. Several institutional investors, including Russell Investments and Tower Research, have significantly increased their positions in ACIC, with institutional ownership now standing at roughly 22.11%.
3 Reliable Dividend Stocks Offering At Least 5.1% Yield
This article highlights three reliable dividend stocks — American Coastal Insurance (ACIC), Farmers National Banc (FMNB), and VICI Properties (VICI) — that offer yields of at least 5.1%, appealing to investors seeking stable income in a fluctuating market. Each stock is analyzed for its dividend stability, payout ratios, and recent financial performance. The article suggests these companies could be valuable additions to a dividend-focused portfolio.
American Coastal Insurance (NASDAQ:ACIC) Downgraded by Wall Street Zen to "Hold"
American Coastal Insurance (NASDAQ:ACIC) was downgraded from "buy" to "hold" by Wall Street Zen, though other recent ratings include a "buy" from Weiss Ratings and a "market perform" from Oppenheimer, resulting in a consensus "Moderate Buy" rating. The stock opened at $11.07, down about 1.6%, with a market cap of approximately $540 million and a P/E ratio of 6.47. Institutional investors, including JPMorgan Chase & Co., have recently increased their stakes, with institutions now owning about 22.11% of the company.
American Coastal Insurance Corp Announces New Strategic Initiatives
American Coastal Insurance Corp (ACIC) announced new strategic initiatives, including expanding its E&S insurance capacity by assuming 6% of AmRisc's E&S portfolio and forming a new subsidiary, ACES, with $30 million in capital. The company projects 2026 E&S gross premium written at $75 million and set 2026 revenue guidance between $335 million and $365 million. ACIC also paid a special cash dividend of $0.75 per share on January 9, 2026.
American Coastal Insurance unveils nationwide E&S expansion strategy
American Coastal Insurance (ACIC) is expanding its operations beyond Florida into the nationwide Excess and Surplus (E&S) commercial property market. This expansion includes a 6% net quota share of AmRisc's portfolio and the formation of ACES Specialty Insurance Company, targeting commercial property risks in Florida, South Carolina, and Texas. The company aims for underwriting profitability, low net catastrophe retention, and strong financial guidance for 2026.
Oppenheimer initiates coverage on American Coastal Insurance stock with Perform rating
Oppenheimer has initiated coverage on American Coastal Insurance Corp. (NASDAQ:ACIC) with a Perform rating. The firm acknowledged American Coastal’s strong position in the Florida commercial residential insurance market and impressive revenue growth, but expressed concerns about intensified competition and potential limitations to earnings per share growth. InvestingPro data suggests ACIC is slightly undervalued with a "GREAT" financial health score, following robust Q3 2025 financial results.
Oppenheimer Initiates Coverage of American Coastal Insurance (ACIC) with Perform Recommendation
Oppenheimer has initiated coverage of American Coastal Insurance (ACIC) with a "Perform" recommendation. Analysts forecast a 26.26% upside, with an average one-year price target of $14.28 per share. Institutional ownership has increased, indicating a bullish outlook with a put/call ratio of 0.95.
American Coastal (ACIC) Receives 'Perform' Rating from Oppenheimer | ACIC Stock News
Oppenheimer has initiated coverage on American Coastal (ACIC) with a 'Perform' rating, led by analyst Michael Phillips. This marks Oppenheimer's first rating for ACIC, indicating an expectation for the stock to perform in line with the broader market. The article also notes Wall Street's average price target of $14.00, implying a 23.62% upside, while GuruFocus's GF Value suggests a potential downside.
Oppenheimer initiates coverage on American Coastal Insurance stock with Perform rating
Oppenheimer has initiated coverage on American Coastal Insurance Corp. (NASDAQ:ACIC) with a "Perform" rating, acknowledging its leading position in the Florida commercial residential insurance market and strong financial metrics like 22.22% revenue growth and 29% return on equity. Despite its "GREAT" financial health and slight undervaluation according to InvestingPro, Oppenheimer expressed concerns that increased competition and a potential shift in macro trends could limit near-term earnings per share growth and multiple expansion. This comes after the insurer reported robust Q3 2025 results, with net income rising by 13.8% and revenues by 14.6%.
Oppenheimer initiates coverage on American Coastal Insurance stock with Perform rating By Investing.com
Oppenheimer has initiated coverage on American Coastal Insurance Corp. (NASDAQ:ACIC) with a Perform rating, noting its leading position in the Florida commercial residential insurance market and strong financials like 22.22% revenue growth and a 6.63% dividend yield. Despite these strengths, the firm expresses concern about potential limitations to EPS growth due to increased competition and peak margins in the evolving Florida insurance market. InvestingPro data indicates ACIC is slightly undervalued with a "GREAT" financial health score.
American Coastal Insurance (NASDAQ:ACIC) Now Covered by Analysts at Oppenheimer
Oppenheimer has initiated coverage on American Coastal Insurance (NASDAQ:ACIC) with a "market perform" rating, while the overall analyst consensus on MarketBeat remains a "Moderate Buy." The stock opened at $11.31, has a market cap of approximately $551.5 million, and a P/E ratio of 6.61. Institutional investors like JPMorgan Chase & Co. and Jacobs Levy Equity Management Inc. have significantly increased their stakes in the company.
Oppenheimer initiates coverage on American Coastal Insurance stock with Perform rating
Oppenheimer has initiated coverage on American Coastal Insurance Corp. (NASDAQ: ACIC) with a "Perform" rating, noting its leading position in Florida's commercial residential insurance market and strong financial performance including 22.22% revenue growth. Despite the company's strengths and its "GREAT" financial health score from InvestingPro, the firm expressed concerns about intensified competition potentially limiting near-term earnings growth. Oppenheimer also cautioned that current margins might represent peak levels, with limited room for multiple expansion.
Oppenheimer initiates coverage on American Coastal Insurance stock with Perform rating
Oppenheimer has initiated coverage on American Coastal Insurance Corp. (NASDAQ:ACIC) with a "Perform" rating, citing the company's leading position in Florida's commercial residential insurance market and strong financial performance including 22.22% revenue growth. Despite these strengths, the firm expressed concerns about increased competition and potential limitations on earnings per share growth due to a shift in macro trends and peak margins. InvestingPro data suggests ACIC is slightly undervalued with a "GREAT" financial health score.
American Coastal renews other perils & catastrophe aggregate XoL reinsurance for 2026
American Coastal Insurance Company (AmCoastal) has successfully renewed its "all other perils" and catastrophe aggregate excess-of-loss (XoL) reinsurance arrangements for 2026. The "all other perils" cover has slightly increased to $95.6 million occurrence limit, while the catastrophe aggregate reinsurance remains at $40 million, covering all catastrophe losses. Notably, AmCoastal has reduced the cost for the catastrophe aggregate coverage compared to the prior year.
American Coastal renews AOP catastrophe cover, lifts per-occurrence limit to $95.6m
American Coastal Insurance Corporation (ACIC) has renewed its all other perils (AOP) catastrophe excess of loss agreement for 2026, increasing its per-occurrence limit to $95.6 million. Additionally, ACIC renewed its catastrophe aggregate excess of loss agreement, which provides $40 million in aggregate limit and saw a reduction in cost to approximately $4.9 million. These renewals protect ACIC from various catastrophe loss events, excluding named windstorms and earthquakes for the AOP cover.
American Coastal Insurance Renews Catastrophe Reinsurance Agreements
American Coastal Insurance (ACIC) has renewed its catastrophe excess reinsurance agreements for 2026. This includes securing $95.6 million in protection for non-windstorm/earthquake events and $40 million in aggregate protection to limit catastrophe losses. The company aims to stabilize its results through these renewed agreements.
American Coastal Insurance Renews Catastrophe Agreements
American Coastal Insurance Corporation renewed its catastrophe excess of loss agreements on January 1, 2026. The renewed AOP CAT agreement provides $95.6 million in coverage per event, with the company retaining $10 million per occurrence. Additionally, a CAT Agg agreement offers a $40 million aggregate limit after a $40 million deductible, covering various catastrophe events throughout 2026.
Even though American Coastal Insurance (NASDAQ:ACIC) has lost US$69m market cap in last 7 days, shareholders are still up 926% over 3 years
American Coastal Insurance (NASDAQ:ACIC) experienced an 11% share price drop, resulting in a US$69 million market cap loss over the last seven days. Despite this recent decline, shareholders have seen a remarkable 926% return over the past three years, with the share price increasing 829%. The company became profitable within the last three years, which likely contributed to its significant share price gain, and insiders have also made substantial purchases of the stock.
Is the Options Market Predicting a Spike in American Coastal Insurance Stock?
The options market is showing high implied volatility for American Coastal Insurance Corporation (ACIC), particularly for the Feb 20, 2026 $9.25 Put, suggesting investors anticipate a significant price movement. Despite this, analysts currently rate ACIC as a Zacks Rank #3 (Hold), with recent earnings estimates for the current quarter increasing from breakeven to 43 cents per share. This discrepancy could present a trading opportunity for options traders looking to sell premium.
12 Financials Stocks Moving In Friday's Pre-Market Session
This article details the pre-market movements of 12 financial stocks on Friday, identifying both gainers and losers. Eason Technology, BitVentures Limited, XBP Global Holdings, DeFi Technologies, CaliberCos, and Sui Group Holdings saw increases, while Waton Financial, American Coastal, Progressive, Old Republic International, Tian Ruixiang Holdings, and Advanced Flower Capital experienced declines. The movements are accompanied by stock prices, percentage changes, and market capitalization for each company.
American Coastal Insurance Corporation Announces Dividend of $0.75 (NASDAQ:ACIC)
American Coastal Insurance Corporation (NASDAQ:ACIC) announced a dividend of $0.75 per share, payable on January 9th to shareholders of record on January 2nd. Despite recent dividend cuts, the dividend is covered by the company's earnings, with a payout ratio of 34.5%. The company's stock currently trades around $12.59 with a market capitalization of $613.95 million.
Although American Coastal Insurance Corporation (NASDAQ:ACIC) insiders have sold lately, they have the highest ownership with 47% stake
Insiders at American Coastal Insurance Corporation (NASDAQ:ACIC) hold the largest ownership stake at 47%, despite recent sales. The company's largest shareholder is R. Peed with 29%, and institutional investors also hold a respectable portion. While there have been insider sales, the strong insider ownership suggests a vested interest in the company's growth.
US Undiscovered Gems with Potential for December 2025
As 2025 draws to a close amidst market turbulence, this article highlights small-cap stocks with strong fundamentals that present unique growth opportunities. It identifies a list of "Undiscovered Gems" in the U.S. and spotlights American Coastal Insurance (ACIC), Perdoceo Education (PRDO), and Graham (GHM) as favored picks due to their strategic moves, financial health, and undervaluation. The piece encourages investors to explore these lesser-known companies for potential long-term gains.
Special Dividend Announcement Boosts American Coastal Shares
American Coastal Corporation's shares advanced following investor presentations detailing its capital return strategy and the declaration of a special cash dividend of $0.75 per share. This move, coupled with proactive investor outreach, has been interpreted as a signal of financial strength, leading to a 3.35% gain for the insurer's stock. Investors are now looking for more concrete details on reinsurance and long-term capital deployment.
American Coastal Insurance Corporation Declares Special Cash Dividend of $0.75 Per Share and Announces Executive Fireside Chat to Discuss “The Next Horizon”
American Coastal Insurance Corporation announced a special cash dividend of $0.75 per share, payable on January 9, 2026, to shareholders of record on January 2, 2026. The company also disclosed plans for an executive fireside chat on January 14, 2026, to discuss its strategic initiatives, operational strategies, and financial outlook. Stakeholders can submit questions in advance for this event.
American Coastal Insurance Corporation Declares Special Cash Dividend and Announces Upcoming Executive Fireside Chat
American Coastal Insurance Corporation (ACIC) has declared a special cash dividend of $0.75 per share, payable on January 9, 2026, to shareholders of record by January 2, 2026. The company will also host an Executive Fireside Chat on January 14, 2026, at 11:00 AM ET to discuss its strategic initiatives, operational strategies, and financial outlook, inviting stakeholders to submit questions in advance. ACIC, which focuses on insuring condominium and homeowner association properties in Florida, highlights strong financial ratings from Demotech and Kroll.
American Coastal (ACIC) Declares Special Cash Dividend
American Coastal Insurance Corp (ACIC) has declared a special cash dividend of $0.75 per share, payable January 9, 2026, to shareholders of record on January 2, 2026. The company, operating in the financial services and insurance sector, exhibits strong financial health with a high Piotroski F-Score and robust free cash flow yield, coupled with an attractive valuation despite a recent decline in operating cash flow growth and insider selling. Potential investors should consider these risks alongside the company's compelling financial metrics.
American Coastal Insurance Corporation Declares Special Cash Dividend of $0.75 Per Share and Announces Executive Fireside Chat to Discuss “The Next Horizon”
American Coastal Insurance Corporation (ACIC) has declared a special cash dividend of $0.75 per share, payable on January 9, 2026, to shareholders of record on January 2, 2026. The company also announced an executive fireside chat on January 14, 2026, to discuss its strategic initiatives, operational strategies, and financial outlook, inviting stakeholders to submit questions in advance.
Have Insiders Sold American Coastal Insurance Shares Recently?
Christopher Griffith, COO & Chief Information Officer of American Coastal Insurance Corporation (NASDAQ:ACIC), recently divested US$218k worth of shares, representing a 15% reduction in his holding. This follows a larger sale earlier in the year, totaling US$735k. While insiders bought 14.50k shares worth US$169k over the last year, they divested a total of 105.19k shares for US$1.2m, raising concerns despite high insider ownership.
American Coastal Insurance Corporation Announces Participation in December Investor Conferences
American Coastal Insurance Corporation (ACIC) announced its executive team will present at several investor conferences in December 2025, including the Wolfe Research Small and Mid-Cap Conference, Noble Capital Markets’ 21st Annual Emerging Growth Equity Conference, and Sidoti's Year End Virtual Investor Conference. CEO Bennet Bradford Martz and CFO Svetlana Castle will discuss strategic priorities and growth initiatives. The company, which insures condominium and HOA properties in Florida, holds strong financial ratings from Demotech and Kroll.
Have Insiders Sold American Coastal Insurance Shares Recently?
American Coastal Insurance Corporation's COO & Chief Information Officer, Christopher Griffith, recently sold US$218k worth of shares, reducing his holding by 15%. This follows a larger sale earlier in the year, totaling US$1.2m divested by insiders over the last 12 months, compared to US$169k in purchases. Despite high insider ownership (48%), the pattern of selling raises some concerns, although the company has not seen insider buying in the past three months.
American Coastal Insurance Corp reports results for the quarter ended September 30 - Earnings Summary
American Coastal Insurance Corp (ACIC) reported adjusted earnings of 61 cents per share for the quarter ended September 30, surpassing both the previous year's 54 cents and analyst expectations of 39 cents. Revenue for the quarter rose 8.5% to $80.82 million, also exceeding analyst predictions. The company's stock has seen a 5.9% rise this quarter, despite a 6.9% loss year-to-date, with analysts maintaining a "buy" rating and a median 12-month price target of $14.00, suggesting an 11.4% upside.
American Coastal Insurance Corp (ACIC) Q3 2025 Earnings Call Highlights: Record Earnings and ...
American Coastal Insurance Corp (ACIC) reported its best quarter to date in Q3 2025, with over $42 million in earnings before income taxes, a 10% increase in total revenues, and a 16% rise in net income year over year. The company successfully managed exposure during hurricane season and expanded its market reach with a new product for assisted and independent living facilities, while maintaining a strong liquidity position with $695 million in cash and investments. Despite these successes, the company faced challenges with increased policy acquisition costs, a softening commercial property market, and upcoming reinsurance renewal discussions.
Earnings call transcript: American Coastal’s Q3 2025 income rises 13.8% YoY
American Coastal Insurance Corporation (AMCI) reported a strong Q3 2025, with net income from continuing operations increasing by 13.8% year-over-year to $80.2 million and revenues climbing 14.6%. The company's strategic initiatives, including a new insurance program for Florida's assisted living facilities, and disciplined underwriting contributed to a combined ratio improvement to 56.9%. AMCI anticipates a rebound in premiums for Q4 2025 and plans an investor day in January 2026 to update full-year guidance.
American Coastal: Q3 Earnings Snapshot
American Coastal Insurance Corporation (ACIC) reported third-quarter net income of $32.5 million, or 65 cents per share (adjusted 61 cents per share). The company, based in Saint Petersburg, Florida, posted revenue of $90.4 million for the period. Shares of American Coastal have dropped approximately 8% since the beginning of the year and over 3% in the last 12 months.
Florida home insurance costs rose 1.5% so far in 2025. Will they ever get lower? - Orlando Sentinel
Florida home insurance premiums increased by 1.5% in the first eight months of 2025, which is an improvement over previous years but not the reduction many homeowners hoped for after reforms. Experts attribute potential future cost decreases to reinsurance costs, competition among carriers, rebuilding cost inflation, and the absence of major storms. While state officials highlight rate stability and new companies entering the market, others argue that actual savings for policyholders are yet to be seen, with South Florida experiencing the highest increases.
American Coastal Insurance: Poor Growth Rates And Elevated P/B To Halt Rally (Technical Analysis)
American Coastal Insurance Corporation (ACIC) maintains a 'Hold' rating due to technical and fundamental signals suggesting limited upside potential. Despite a strong Q2 earnings beat, the company faces negative growth rates, insider selling, and a cautious Q3 outlook from management. ACIC's valuation, with a trailing P/B of 1.95 and weak earnings growth, raises concerns for long-term investors, making share-price consolidation the most probable outcome.
Florida OIR Fines Carriers for Adjuster Appointments, Lack of Disclosure Statements
The Florida Office of Insurance Regulation (OIR) has levied over $2 million in fines against eight property insurance companies for claims-handling violations, including improper adjuster appointments and failure to provide required disclosure statements. Commissioner Michael Yaworsky emphasized the OIR's commitment to ensuring proper claims handling, especially during hurricane season. This action follows previous fines against other carriers for similar infractions, highlighting ongoing regulatory scrutiny of the Florida insurance market.
American Coastal, TypTap, Sutton National fined thousands by Florida’s Office of Insurance Regulation
The Florida Office of Insurance Regulation has fined American Coastal, TypTap, and Sutton National for various violations related to claims handling and unappointed adjusters. Total fines amount to $600,000, with American Coastal receiving the largest penalty. This indicates increased scrutiny on insurers in Florida, though some critics suggest the fines are insufficient.
