Is Record 2025 EPS and Stable Credit Quality Reframing the Investment Case for Ameris Bancorp (ABCB)?
Ameris Bancorp reported strong Q4 2025 results, matching revenue expectations and achieving a record diluted EPS of US$6.00 for the year, driven by higher net interest income, disciplined expense management, and stable asset quality. While a share repurchase program has enhanced per-share metrics, the bank's long-term success still hinges on its ability to sustain loan growth and asset quality amidst intensifying deposit competition and evolving interest rate conditions. Analysts project Ameris Bancorp's revenue to reach $1.4 billion and earnings to hit $438.2 million by 2028, implying an $88.83 fair value, a 6% upside from its current price.
Ameris Bank Introduces Business Invoice Management and Payment Solution
Ameris Bank has launched DirectBiller, a new digital invoicing and payment platform aimed at helping business clients streamline their billing processes, reduce costs, and improve cash flow. This solution allows businesses to generate and send invoices digitally via email, SMS, or a customer portal, enabling customers to pay using their preferred methods, with funds deposited directly into the business account. DirectBiller is designed to benefit businesses of all sizes, particularly those with high invoice volumes or subscription services, across various industries.
Ameris Bancorp assumed with a Buy at DA Davidson
DA Davidson has initiated coverage on Ameris Bancorp with a Buy rating. The report suggests a positive outlook for the company's stock.
Aberdeen Group plc Boosts Holdings in Ameris Bancorp $ABCB
Aberdeen Group plc significantly increased its stake in Ameris Bancorp (NASDAQ:ABCB) during the third quarter, adding 148,975 shares to hold a total of 320,865 shares currently valued at approximately $23.85 million. Ameris Bancorp reported strong quarterly earnings, topping analyst estimates with an EPS of $1.59, and maintains a "Moderate Buy" consensus rating from Wall Street analysts with an average target price of $86.50. The bank also recently declared a quarterly dividend of $0.20 per share.
Rep. Gilbert Ray Cisneros, Jr. Sells Off Shares of Ameris Bancorp (NASDAQ:ABCB)
Representative Gilbert Ray Cisneros, Jr. (D-California) recently sold between $1,001 and $15,000 of Ameris Bancorp (NASDAQ:ABCB) stock on January 5th. This sale was disclosed in a filing on February 13th, along with several recent purchases of similar amounts in other companies like Costco, AutoZone, Cloudflare, Hermès, Tencent, and Xiaomi. Ameris Bancorp, currently trading at $83.91, has a market capitalization of $5.73 billion, reported Q4 EPS of $1.59, and recently approved a $200 million share buyback plan.
|5 Insightful Analyst Questions From Ameris Bancorp’s Q4 Earnings Call
|Ameris Bancorp reported Q4 results that met revenue expectations, driven by higher net interest income and efficient expense management. The company achieved record earnings for 2025, with diluted EPS reaching $6 per share for the first time. Analysts focused on future CRE payoffs, net interest margin expectations, capital deployment, mortgage segment performance, and strategies for deposit growth.
Public Sector Pension Investment Board Acquires 30,533 Shares of Ameris Bancorp $ABCB
The Public Sector Pension Investment Board has increased its stake in Ameris Bancorp (NASDAQ: ABCB) by 13.9%, purchasing an additional 30,533 shares to hold a total of 250,505 shares valued at approximately $18.37 million. Ameris Bancorp recently authorized a $200 million share repurchase program and pays a quarterly dividend of $0.20, with analysts having a "Moderate Buy" rating and an average price target of $86.50 for the stock. The company's market capitalization is $5.74 billion, and it reported earnings per share of $1.59 for the last quarter, slightly exceeding estimates.
Ameris Bancorp Q4 2025 Earnings: Revenue Meets Forecasts, Full-Year Profits Hit Record - News and Statistics
Ameris Bancorp reported Q4 2025 results that met revenue forecasts, driven by strong net interest income and expense management, and achieved record full-year profits of over $412 million. Despite a slight dip in adjusted operating income margin, the company's leadership highlighted steady loan growth, efficient operations, and stable asset quality. Analysts questioned future commercial real estate payoffs, net interest margin pressures, capital deployment, and mortgage segment fee income, receiving detailed responses from management.
5 Insightful Analyst Questions From Ameris Bancorp's Q4 Earnings Call
Ameris Bancorp reported record earnings for Q4 2025, with diluted EPS hitting $6 per share, driven by strong net interest income and expense management. Analysts inquired about future CRE payoffs, margin expectations, capital deployment, mortgage segment fee income, and strategies for growing deposit balances. Management addressed these points, discussing expected margin compression, focus on organic growth, and customer engagement incentives.
5 Insightful Analyst Questions From Ameris Bancorp’s Q4 Earnings Call
Ameris Bancorp's Q4 earnings met revenue expectations, driven by strong net interest income and expense management, with CEO Palmer Proctor highlighting record earnings and diluted EPS of $6 per share for 2025. Analysts focused on key areas, including future CRE payoffs impacting loan growth, margin expectations amid deposit cost pressures, capital deployment priorities, mortgage segment fee income decline, and incentives for deposit growth. Future catalysts for the company include core loan production, net interest margin impact from deposit growth strategies, and asset quality resilience.
ABCB Q4 Deep Dive: Organic Growth and Deposit Trends Shape Outlook for 2026
Ameris Bancorp (ABCB) met Q4 CY2025 revenue expectations, driven by higher net interest income and efficient expense management, with CEO Palmer Proctor highlighting record earnings for 2025. The company's outlook anticipates mid-single-digit loan and deposit growth, ongoing margin pressures from rising deposit costs, and stable asset quality. Key insights reveal robust loan production despite payoffs, strong noninterest-bearing deposits, and continued expense discipline, with management focusing on organic expansion in Southeastern markets.
5 Insightful Analyst Questions From Ameris Bancorp's Q4 Earnings Call
Ameris Bancorp reported Q4 results that met revenue expectations, driven by higher net interest income and strong expense management. Despite record earnings for 2025, analysts focused on future outlook, questioning areas like CRE payoffs, net interest margin within the context of deposit costs, capital deployment, and the mortgage segment's fee income decline. Management's responses indicated expectations for moderating payoffs, potential margin compression, a focus on organic growth with opportunistic buybacks, and strategic efforts to grow deposit balances.
Ameris Bancorp (ABCB) Initiated with a Buy at Brean Capital
Brean Capital initiated coverage on Ameris Bancorp (ABCB) with a Buy rating and a $97.50 price target. This follows a previous Buy rating from D.A. Davidson and a Hold rating from Stephens. Ameris Bancorp reported a quarterly revenue of $422.41 million and a net profit of $106.03 million for the quarter ending September 30.
Ameris Bancorp (ABCB) Is Up 7.4% After Earnings Rise And Buybacks Offset Higher Charge-Offs – Has The Bull Case Changed?
Ameris Bancorp (ABCB) saw its stock rise 7.4% after reporting strong fourth-quarter and full-year 2025 results, with increased net interest income and net income. This growth occurred despite higher net charge-offs, but the concerns about future credit losses remain. The bank also completed a significant share repurchase program, reinforcing management's commitment to returning capital to shareholders.
Thrivent Financial for Lutherans Sells 21,142 Shares of Ameris Bancorp $ABCB
Thrivent Financial for Lutherans reduced its stake in Ameris Bancorp (NASDAQ:ABCB) by 29.6%, selling 21,142 shares but still holding 50,355 shares valued at approximately $3.69 million. Despite this reduction, other institutional investors like Norges Bank and JPMorgan Chase & Co. significantly increased their positions, raising overall institutional ownership to about 91.6%. The bank also reported slightly better-than-expected earnings, declared a dividend, and announced a $200 million share buyback program.
Bessemer Group Inc. Has $25.78 Million Position in Ameris Bancorp $ABCB
Bessemer Group Inc. significantly increased its stake in Ameris Bancorp by 98,682.6% in Q3, now holding 351,666 shares valued at $25.78 million. Ameris Bancorp beat quarterly EPS estimates, announced a $200 million stock buyback program, and pays a quarterly dividend of $0.20. Analysts maintain a "Moderate Buy" rating with an average target price of $86.50, and several have recently raised their price targets.
Ameris Bancorp (ABCB) Valuation Check After Record Earnings And Expanded Share Repurchases
Ameris Bancorp (ABCB) recently reported record 2025 earnings, leading to increased investor attention and positive share price momentum. While Simply Wall St's most popular narrative suggests the stock is slightly overvalued at $83.29, an alternative discounted cash flow (DCF) model indicates Ameris is trading significantly below its estimated future cash flow value of $130.14. This discrepancy highlights a debate on whether current pricing reflects a premium or a discount for the bank's strong performance and growth opportunities.
3 Reasons to Sell ABCB and 1 Stock to Buy Instead
This article suggests selling Ameris Bancorp (ABCB) due to concerns about its net interest income growth and unimpressive EPS growth, despite recent stock performance. The author recommends exploring other investment opportunities, specifically mentioning semiconductor stocks, and references StockStory's market-beating list that includes Nvidia and Kadant.
Ameris Bancorp stock hits all-time high at 84.2 USD By Investing.com
Ameris Bancorp (ABCB) stock has reached an all-time high of $84.20, reflecting a significant growth trajectory with a 22.31% increase over the past year and strong returns year-to-date. Despite slightly missing revenue expectations in Q4 2025, the company surpassed EPS forecasts, leading Stephens to raise its price target to $87.00. The company's strong financial health, consistent dividend payments, and strategic initiatives underscore investor confidence, with InvestingPro suggesting the stock is currently undervalued.
Ameris Bancorp stock hits all-time high at 84.2 USD
Ameris Bancorp's stock has reached an unprecedented high of $84.2, reflecting a substantial 22.31% increase over the past year and a 25.23% return in the last six months. The company's strong financial health, consistent dividend payments, and an estimated undervaluation according to InvestingPro analysis have bolstered investor confidence. Recent Q4 2025 earnings also showed an EPS beat, leading Stephens to raise its price target for the stock to $87.00.
Ameris Bancorp (NASDAQ:ABCB) Sets New 12-Month High - Still a Buy?
Ameris Bancorp (NASDAQ:ABCB) recently achieved a new 52-week high, trading as high as $85.40, and is currently rated a "Moderate Buy" by analysts with a consensus target price of $86.50. The bank reported strong Q4 earnings, exceeding analyst expectations with an EPS of $1.59, and announced a new $200 million share buyback program alongside a quarterly dividend of $0.20 per share. Institutional investors have notably increased their stakes in the company, with hedge funds and other large investors owning 91.60% of the stock.
Analysts Conflicted on These Financial Names: Ameris Bancorp (ABCB) and Visa (V)
Analysts have provided conflicting ratings for Ameris Bancorp (ABCB) and Visa (V). Stephens analyst Russell Gunther reiterated a Hold rating for Ameris Bancorp with an $87.00 price target, while Citi's Bryan Keane reaffirmed a Buy rating for Visa. The consensus for Ameris Bancorp is a Moderate Buy, and for Visa, it is a Strong Buy.
Ameris Bancorp outlines mid-single-digit loan and deposit growth targets for 2026 amid record profitability
Ameris Bancorp has set targets for mid-single-digit loan and deposit growth by 2026, building on its recent record profitability. This outlook suggests the company is focused on maintaining growth while leveraging its strong financial performance. The report highlights the bank's strategic plans for continued expansion in the coming years.
Ameris Bancorp (ABCB) is a Great Momentum Stock: Should You Buy?
Ameris Bancorp (ABCB) is presented as a strong momentum stock with a Zacks Rank of #2 (Buy) and a Momentum Style Score of A. The article highlights ABCB's favorable short-term and long-term price performance, outperforming its industry and the S&P 500. Positive earnings estimate revisions and above-average trading volume further support its potential as a solid momentum pick.
Analysts Conflicted on These Financial Names: Ameris Bancorp (ABCB) and Visa (V)
Stephens analyst Russell Gunther reiterated a Hold rating on Ameris Bancorp (ABCB) with an $87.00 price target, while Truist Financial also maintained a Hold rating. Visa (V) received a Buy rating from Citi's Bryan Keane and an initiated Buy coverage from Cantor Fitzgerald with a $400.00 price target. The article highlights the differing analyst opinions and price targets for these two financial companies.
Truist Financial Forecasts Strong Price Appreciation for Ameris Bancorp (NASDAQ:ABCB) Stock
Truist Financial has raised its price target for Ameris Bancorp (NASDAQ:ABCB) to $86 while maintaining a "hold" rating, suggesting a 6.61% upside. Other analysts also show generally positive sentiment for the stock, with a consensus "Moderate Buy" rating and an average target price of $80.83. Ameris Bancorp recently exceeded Q4 EPS estimates, announced a $200 million share repurchase plan, and boasts strong institutional ownership.
Ameris Bancorp price target raised to $86 from $83 at Truist
Truist has increased its price target for Ameris Bancorp (ABCB) to $86 from $83, maintaining a Hold rating. This adjustment comes after the bank's strong Q4 results, leading to an updated FY26 EPS view of $6.55, reflecting higher net interest margins and reduced expenses. Other firms like DA Davidson, Stephens, and Keefe Bruyette also recently raised their price targets for Ameris Bancorp following positive earnings.
7 Analysts Assess Ameris: What You Need To Know
Seven analysts have evaluated Ameris (NYSE: ABCB) over the last quarter, resulting in an average price target of $87.43, an increase of 3.87% from the previous average. While the company's market capitalization and net margin are strong, revenue growth has declined by 2.1%, and its Return on Equity lags behind industry averages at 2.68%. The article provides a detailed breakdown of individual analyst ratings, price targets, and key financial performance indicators for Ameris.
Keefe, Bruyette & Woods Raises Ameris Bancorp (NASDAQ:ABCB) Price Target to $88.00
Keefe, Bruyette & Woods has increased its price target for Ameris Bancorp (NASDAQ:ABCB) to $88.00, maintaining an "outperform" rating, indicating an 8.9% potential upside. This aligns with the MarketBeat consensus of a "Moderate Buy" and an average target of $86.50. The bank's stock was trading at $80.81, following a strong earnings report of $1.59 EPS, a slight beat, and authorization of a $200 million share buyback program.
Truist Financial Initiates Ameris Bancorp(ABCB.US) With Hold Rating, Announces Target Price $86
Truist Financial has initiated coverage on Ameris Bancorp (ABCB.US) with a hold rating and set a target price of $86. The recommendation comes from analyst Brian Foran, who has a strong track record of 88.5% success rate and an average return of 15.1% over the past year, according to TipRanks data.
Stephens raises Ameris Bancorp stock price target to $87 on strong PPNR By Investing.com
Stephens has increased its price target for Ameris Bancorp (NASDAQ: ABCB) to $87 from $79, while reiterating an "Equal Weight" rating. This adjustment follows Ameris Bancorp's strong core pre-provision net revenue (PPNR) of $165.7 million, which surpassed consensus estimates by 6.8%. The bank also saw an increase in its Net Interest Margin (NIM) and analysts have revised earnings expectations upward, indicating positive momentum despite a recent mixed Q4 2025 earnings report.
Stephens raises Ameris Bancorp stock price target to $87 on strong PPNR By Investing.com
Stephens has increased its price target for Ameris Bancorp (NASDAQ:ABCB) to $87.00 from $79.00, maintaining an Equal Weight rating. This adjustment comes after Ameris Bancorp's core pre-provision net revenue (PPNR) of $165.7 million surpassed consensus estimates by 6.8%, driven by strong net interest income and loan growth. The bank's net interest margin also exceeded expectations, contributing to revised upward PPNR estimates for 2026 and 2027 by Stephens, citing ample capital and an active share buyback program.
Record 2025 Earnings and Share Buybacks Could Be A Game Changer For Ameris Bancorp (ABCB)
Ameris Bancorp reported strong fourth-quarter and full-year 2025 results, with net income reaching US$412.15 million and diluted EPS of US$6. The regional bank's investment narrative is centered on consistent profitability, efficient management, and capital returns through share buybacks and dividends, despite a recent uptick in net charge-offs. While the stock has risen, it is potentially undervalued, and its performance reinforces its steady growth strategy for investors.
Record 2025 Earnings and Share Buybacks Could Be A Game Changer For Ameris Bancorp (ABCB)
Ameris Bancorp (ABCB) reported record earnings in Q4 2025 and for the full year 2025, with net income of US$412.15 million and diluted EPS of US$6. The company also completed a multi-year share buyback of 2.7 million shares for US$140.63 million, reinforcing its profitability-first strategy. While the bank showed increased profitability and an improved efficiency ratio, analysts note a rise in quarterly net charge-offs, introducing questions about credit quality.
Record 2025 Earnings and Share Buybacks Could Be A Game Changer For Ameris Bancorp (ABCB)
Ameris Bancorp reported strong Q4 and full-year 2025 results, with net income reaching US$412.15 million and diluted EPS of US$6. The company also completed a significant share buyback of 2,707,987 shares for US$140.63 million, reinforcing its focus on per-share value and consistent profitability, though rising net charge-offs introduce a question mark on credit quality.
Analysts Offer Insights on Financial Companies: First Interstate Bancsystem (FIBK), Ameris Bancorp (ABCB) and Visa (V)
Several financial companies received positive analyst ratings from top-performing analysts. First Interstate Bancsystem (FIBK) was rated a "Buy" by Jeff Rulis of D.A. Davidson, with a consensus price target of $36.60. Ameris Bancorp (ABCB) also received a "Buy" rating from D.A. Davidson's Gary Tenner, holding a "Strong Buy" consensus with an $83.00 average price target, while Visa (V) was rated a "Buy" by Mihir Bhatia of Bank of America Securities, with a "Strong Buy" consensus and an average price target of $401.95.
Ameris Bancorp (NYSE:ABCB) Q4 2025 Earnings Call Transcript
Ameris Bancorp reported record earnings for Q4 and the full year 2025, with diluted EPS reaching $6 per share, a 15% increase year-over-year. The bank highlighted strong core profitability, consistent PPNR ROA above 2%, expanded margins, and an improved efficiency ratio of 50% for the year. They also discussed strong loan growth, robust capital ratios, and a strategic focus on core deposits and relationship banking for future growth.
Ameris Bancorp outlines mid-single-digit loan and deposit growth targets for 2026 amid record profitability
Ameris Bancorp (NASDAQ:ABCB) reiterated its mid-single-digit loan and deposit growth targets for 2026 during its latest earnings call. The company achieved record earnings per share in 2023, while noting some challenges with net interest margin compression and deposit costs. Management expressed confidence in future growth driven by its Southern footprint.
Ameris Bancorp Reports 2025 Earnings Growth, Improves Operating Efficiency
Ameris Bancorp reported significant earnings growth in Q4 2025, with net income up 15% and a full-year profit of $412.2 million, driven by an expanded net interest margin and improved operating efficiency. The company maintained strong asset quality and capital levels, while focusing on high-growth Southeast markets. Despite robust loan production, loan payoffs tempered overall loan growth, and management noted near interest rate neutrality.
Ameris Bancorp (NASDAQ:ABCB) Receives "Buy" Rating from DA Davidson
DA Davidson reaffirmed a "Buy" rating for Ameris Bancorp (NASDAQ:ABCB) with a $90 price target, suggesting an 11% upside. This comes as the company beat quarterly EPS estimates, reporting $1.59 against an anticipated $1.56, though revenue slightly missed expectations. Additionally, Ameris Bancorp's board authorized a $200 million share buyback program, indicating confidence in the stock's value.
Ameris Bancorp (ABCB) Q4 2025 Earnings Transcript
Ameris Bancorp reported record full-year profitability in 2025, with diluted EPS up 15% to $6 and significant improvements across key financial metrics like net interest margin and efficiency ratio. Loan growth was nearly 5% in Q4 despite high CRE payoffs, with strong pipelines indicating continued momentum. While expecting some margin compression due to rising deposit costs in the near term, the company emphasizes its focus on disciplined expense management, capital returns through share repurchases, and strategic talent upgrades to drive future shareholder value.
AMERIS BANCORP (NYSE:ABCB) Reports Mixed Q4 2025 Results with Earnings Beat and Revenue Miss
AMERIS BANCORP (NYSE:ABCB) reported mixed Q4 2025 results, with an earnings beat of $1.59 diluted EPS against an estimate of $1.605, but a revenue miss of $307.1 million compared to an estimated $316.5 million. Despite the mixed quarter, the company achieved record profitability for the full year 2025, with net income of $412.2 million. The market reaction was subdued, balancing the earnings strength against the revenue shortfall, with key highlights including margin expansion, disciplined expense management, and growth in assets and deposits.
Ameris Bancorp (NASDAQ:ABCB) Receives Average Recommendation of "Moderate Buy" from Brokerages
Ameris Bancorp (NASDAQ: ABCB) has received an average "Moderate Buy" rating from six brokerages, with four recommending a "buy" and two a "hold." Analysts have set an average 12-month price target of $79.83, with individual targets reaching up to $87. The company's board also approved a $200 million stock buyback program, and it pays a quarterly dividend of $0.20 per share.
Is It Time To Reassess Ameris Bancorp (ABCB) After Strong Multi‑Year Share Price Gains
This article analyzes Ameris Bancorp (ABCB) after significant share price gains over multiple years, assessing its current valuation using two approaches. The Excess Returns model suggests ABCB is undervalued by 33.5% with an estimated intrinsic value of $122.22 per share. However, the Price vs. Earnings ratio indicates the stock is somewhat overvalued compared to its industry and fair ratio.
Ameris Bancorp Announces Fourth Quarter and Record Full Year 2025 Financial Results
Ameris Bancorp reported strong financial results for the fourth quarter and a record full year in 2025. The company achieved a net income of $108.4 million for Q4 and $412.2 million for the full year, with significant improvements in return on average assets and tangible book value per share. Net interest margin expanded to 3.85% in Q4, driven by decreased deposit costs and subordinated debt redemptions, despite a decrease in noninterest income primarily due to mortgage banking activity.
Ameris Bancorp: Q4 Earnings Snapshot
Ameris Bancorp reported Q4 earnings of $108.4 million, or $1.59 per share, exceeding Wall Street expectations. While the bank's earnings surpassed analysts' estimates, its revenue net of interest expense of $308.1 million missed Street forecasts. For the full year, Ameris Bancorp posted a profit of $412.2 million on revenue of $1.21 billion.
Ameris Bancorp: Fourth Quarter Earnings Overview
Ameris Bancorp reported a net income of $108.4 million and earnings of $1.59 per share for the fourth quarter, exceeding analyst expectations. While total revenue was $419.9 million, revenue after interest expenses slightly missed forecasts at $308.1 million. For the full year, the company posted a profit of $412.2 million on $1.21 billion in revenue, with its stock rising 25% over the past year.
Ameris Bancorp (NYSE:ABCB) Reports Sales Below Analyst Estimates In Q4 CY2025 Earnings
Ameris Bancorp (NYSE:ABCB) reported its Q4 CY2025 earnings, missing Wall Street's revenue estimates despite a 5.5% year-on-year sales increase to $307.1 million. The regional banking company did, however, beat non-GAAP profit and net interest income expectations. The article provides a detailed breakdown of the financial results and highlights the company's strong tangible book value growth and strategic share buybacks.
Ameris Bancorp (NYSE:ABCB) Reports Sales Below Analyst Estimates In Q4 CY2025 Earnings
Ameris Bancorp (ABCB) reported its Q4 CY2025 earnings, with revenue slightly missing analyst estimates at $307.1 million, despite a 5.5% year-on-year increase. The company's non-GAAP profit of $1.59 per share, net interest income, net interest margin, efficiency ratio, and adjusted EPS all beat analyst expectations. CEO Palmer Proctor highlighted the strong financial performance, including a 1.54% ROA, margin expansion, positive operating leverage, and significant growth in tangible book value, positioning the company for continued growth in the Southeast.
Assessing Ameris Bancorp (ABCB) Valuation After Recent Share Price Weakness And Mixed Multiples
Ameris Bancorp (ABCB) has experienced recent stock price weakness despite overall stronger long-term returns. While a narrative suggests ABCB is undervalued with a fair value of $83.29 due to robust asset quality and stable earnings, its current P/E ratio of 13.6x is higher than the industry average, which could signal less room for error. Investors are encouraged to consider these mixed signals and conduct further research.
